Associate Credit Analyst – Merchant Acquiring
Share
Job Location:
Monthly Salary:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
The Associate Credit Analyst will be an integral part of our Merchant Acquiring Group and will be responsible for underwriting merchant applications for our growing merchant base.
Specific Responsibilities will include:
- Apply appropriate underwriting criteria to prospective merchant applications in accordance with credit policy to ensure financial exposure is appropriately mitigated.
- Support overall business needs by ensuring Underwriting group makes quality credit decisions within published SLAs.
- Underwrite merchants for both our Enterprise and Small Business platforms.
- Team with Sales and Acquiring Partners in order to provide a seamless experience to prospective merchants.
- Perform periodic reviews of existing merchants in an effort to manage overall risk.
- Work with Sales and Account Management on quantitative and qualitative understanding of merchants acceptance costs and processing effectiveness.
- Take an active role within to identify and recommend for approval process/policy changes to make the group more effective.
- Contribute as needed to ongoing projects for the Merchant Acquiring team.
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Qualifications :
Basic Qualifications
Minimum of 6 months of work experience or a Bachelors Degree
Preferred Qualifications
2 or more years of work experience
3-5 years experience with credit underwriting. Previous experience with Merchant Acquiring or Credit Card processing is a plus.
Signing authority over risk exposure commiserate with job level and product offering.
Experience with financial analysis including the ability to review and understand financial statements of both small- and large-sized companies which encompasses financial modeling and calculation of key ratios.
Excellent quantitative and Excel skills
Strong written and verbal communication skills.
Additional Information :
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 62700.00 to 88600.00 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge skills experience and addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and b ... View more
