NPL Senior Analyst
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Job Location:
Monthly Salary:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Location: Borås or Stockholm
About the Role
TF Bank AB is seeking a dynamic and hands-on professional to join our team as an NPL this role we are looking for an analytical and detail-oriented professional to manage LGD/RR curve modeling monitor recovery performance across all the banks 12 country portfolios and 3 distinct product lines. Provide ad-hoc valuations for NPL portfolios to support debt sales strategies. For the majority of the portfolios/products the data for the analysis/valuation will grow on the monthly basis.
This role involves developing predictive models delivering insights on recovery trends and ensuring accurate and data-driven NPL portfolio valuation practices. The candidate will collaborate closely with cross-functional teams to align recovery monitoring frameworks and support decision-making with actionable recommendations based on in-depth analysis of diverse portfolio dynamics.
Key Responsibilities:
- Model Development: Develop and refine LGD/RR models to accurately project recovery rates adapting to portfolio-specific characteristics and evolving trends.
- Recovery Monitoring: Analyze and monitor recovery performance for three distinct product lines/twelve countries ensuring alignment with forecasts and identifying areas for optimization.
- Portfolio Insights: Perform data-driven analysis across portfolios from multiple countries providing actionable insights to enhance recovery strategies.
- NPL Valuation: Support ad-hoc valuation exercises of NPL portfolios to inform pricing and sales strategies incorporating economic and market-specific considerations.
- Data Management and Reporting: Maintain robust monitoring frameworks ensuring accurate and timely reporting of recovery trends and outcomes.
- Cross-functional Collaboration: Work closely with stakeholders across risk finance and operations teams to align on modeling assumptions and deliver strategic insights.
Qualifications:
- Minimum of 3 years of relevant analytical experience in banking or NPL-related fields.
- A degree in science finance or economics and/or a strong experience in financial and macroeconomic markets.
- Minimum of 3 years of experience with credit risk provision modelling and IFRS9.
Preferred Skills:
- Expertise in analyzing DCA performance to maximize collection efficiency.
- Technical skills in SQL R VBA or Python are highly advantageous.
Key Skills
- Splunk
- IDS
- Microsoft Access
- SQL
- Cybersecurity
- Intelligence Experience
- Malware Analysis
- Tableau
- Analysis Skills
- SAS
- Data Analysis Skills
- Analytics
About Company
TF Bank is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptability to different products, countries, currencies and digital banking solution ... View more
