Excited to grow your career

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.

About the job:

The Credit Risk Oversight Manager (or Technical Secretariat) supports the BBVA U.S. Risk Committee (US RC) by ensuring that client reports and credit transactions submitted for approval are aligned with BBVA Group Global Risk Management (GRM) policies procedures and both U.S. and E.U. regulatory standards.

Main responsibilities include:

• Establish and manage the agenda of Risk Committees ensuring all topics are duly documented and discussed.
• Draft safeguard and archive committee minutes capturing technical opinions member feedback and final decisions.
• Verify that all credit requests and decisions are documented comply with internal and regulatory requirements and respect established credit risk frameworks (including leveraged lending asset and concentration criteria).
• Ensure compliance with committee governance (quorum presidency decision scope).
• Respond to queries from business and risk units regarding the admission circuit and scope of decisions.
• Oversee the review and monitoring of risk ratings credit quality portfolio trends and concentration limits.
• Coordinate with global and local Technical Secretariats and GRM Holding Committees for escalations requiring Head Office approval.
• Lead the design deployment and monitoring of corporate tools and models (e.g. rating models for low-default portfolios Financial Program definition of risk appetite).

Academic background:

• Bachelors Degree in Finance Business or a related field.

Experience:

• Over 10 years of experience in credit risk management and risk admission processes.
• Deep expertise in Global Risk Management policies BBVA proprietary systems and ECB/U.S. regulatory frameworks.
• Experience leading strategic initiatives in risk assessment and portfolio management.

Languages:

• Fluent in English; Spanish is highly advisable.

Technical knowledge:

• Expertise in credit risk assessment and monitoring including counterparty risk portfolio quality and regulatory compliance.
• Strong command of BBVA-specific tools and processes.
• Proficient in Microsoft Office (Word Excel PowerPoint).

Soft skills:

• Strong project management and organizational skills.
• Excellent communication and writing ability across all seniority levels.
• Influencing skills and ability to collaborate across geographies.
• Strategic thinking and analytical problem-solving mindset.
• Excellent communication and writing ability across all seniority levels.
• Influencing skills and ability to collaborate across geographies.
• Strategic thinking and analytical problem-solving mindset.

All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability or status as a protected veteran.

With respect to this position in our Houston Office the expected base salary ranges from $125000 to $140000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills training experience education and where applicable certifications obtained. Market and organizational factors are also addition to salary and a generous employee benefits package successful candidates are eligible to receive a discretionary bonus.

*Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions

Legal requirements

It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills training experience education and where applicable certifications obtained. Market and organizational factors are also addition to salary and a generous employee benefits package successful candidates are eligible to receive a discretionary bonus.

Pay Transparency Policy Statement

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information (41 C.F.R. 60-1.35 (c)).

Individuals with Disabilities

BBVA USA BBVA Securities Inc. and BBVA S.A. New York Branch invite all interested and qualified applicants to apply for employment opportunities. If you are a U.S.-based job seeker with a disability who is unable to use our online tools to search and apply for jobs please contact us by emailing: or by calling toll-free (in the U.S.) 1-. Please indicate the specific type of assistance needed*.

*The disability access telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes such as following up on an application or non-disability related or technical issues will not receive a response.

EEO Statement

BBVA USA BBVA Securities Inc. and BBVA S.A. New York Branch have a firm and unwavering policy to provide equal employment opportunity without regard to age citizenship color disability ethnic origin gender gender identity and expression marital status nationality national origin race religion sexual orientation genetic predisposition protected veteran status or any other status or classification protected by federal state or local law. This policy includes all job groups classifications and organizational units. With regard to employment this policy extends to applicants and covers our recruiting hiring promotion transfer demotion discipline termination benefits compensation and training practices as well as social and recreational activities.

View the EEO is the Law & View the EEO is the Law Supplement Poster poster. BBVA USA BBVA Securities Inc. and BBVA NY are equal opportunity and affirmative action employer.