Senior Fraud and Risk Analyst
Senior Fraud and Risk Analyst
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USD 120000 - 180000
1 Vacancy
Job Description
Sr. Fraud and Risk Analyst
As a Sr. Fraud Analyst and Risk at Kikoff you will be a critical part of ensuring that Kikoff is identifying and mitigating fraud across all of our products and services. You will collaborate closely with Customer Support Engineering Data Science and Management as you identify investigate and mitigate new and existing fraud patterns. You will be monitoring the entire customer lifecycle from on-boarding to off-boarding in areas such as transaction monitoring payment and money movement via ACH and Stripe new account openings account access patterns and potential account takeovers. Your understanding of the Kikoff products and normal usage will be key in identifying suspicious behaviors. Balancing fraud prevention and customer service is key in ensuring we are providing effective controls to meet our Kikoff mission while ensuring regulatory compliance.
Job Responsibilities
Collaborate across functions and products to review and identify potential fraud cases and trends
Analyze data to define and monitor key fraud metrics
Recommend and implement strategies and best practices to mitigate fraud with a test and learn mindset
Partner with Operations to implement remediation procedures and adverse action approach
Have firm understanding of regulatory measures to develop creative solutions with minimal friction
Documenting daily reviews including case investigations trends and patterns.
Supporting daily payment fraud operations as a tier 3 resource and coach others how to better strengthen the fraud function
Working closely with partners to submit required incident reporting and remediate findings including but not limited to SARs and UARs
Support compliance functions when needed and annual audits and reviews
Job Qualifications
5 years of fraud experience including 3 years driving fraud/risk prevention detection and risk management strategies within banking lending or fintech.
Experience with rule engines case management KYC/CIP on-boarding AML monitoring systems and workflow design
Demonstrated success solving complex ambiguous problems and implementing operational improvements.
Comfortable writing SQL queries to build periodic and ad hoc reports
Monitor and report key metrics on fraud trends customer impact and operational performance.
Self-starter with a bias towards action and ability to thrive in a fast-paced environment
Strong knowledge of payment fraud schemes money laundering typologies and suspicious activity monitoring
Comfortable working cross functionally across teams that have differing priorities
Strong organizational analytical interpersonal oral and written communication skills
Creative thinker and self starter with a passion for consumer FinTech and fraud detection.
Team player with a proactive attitude and willingness to contribute to the overall success of our customers credit building journey and the success of Kikoff.
Kikoff: A FinTech Unicorn Powering Financial Progress with AI
At Kikoff our mission is to provide radically affordable financial tools to help consumers achieve financial security. Were a profitable high growth FinTech unicorn serving millions of people many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI we simplify credit building reduce debt and expand access to financial opportunities to those who need them the most. Founded in 2019 Kikoff is headquartered in San Francisco and backed by top-tier VC investors and NBA star Stephen Curry.
Why Kikoff:
This is a consumer fintech startup and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership clear communication a strong sense of craftsmanship and the desire to create lasting work and work relationships. Yes you can build an exciting business AND have real-life real-customer impact.
US salary range for this full-time position consists of base equity benefits
Medical dental and vision coverage - Kikoff covers the full cost of health insurance for the employee!
Visa sponsorship available: Kikoff is willing to provide sponsorship for H1-B visas and U.S. green cards for exceptional talent.
Equal Employment Opportunity Statement:
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal state and local laws providing equal employment opportunities and considers qualified applicants without regard to race color religion creed gender national origin age disability veteran status marital status pregnancy sex gender expression or identity sexual orientation citizenship or any other legally protected class.
Please reference the following information for more information: you need reasonable accommodation for a job opening please connect with us at and describe the specific accommodation requested for a disability-related limitation. Reasonable accommodations are modifications or adjustments to the application or hiring process that would enable you to fully participate in that process.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance Kikoff will consider for employment qualified applicants with arrest and conviction records.
Required Experience:
Senior IC
Employment Type
Full-Time
