Commercial Loan Services Underwriting Team Lead Houston, TX

Did you know that Zions Bancorporation is one of the nations premier financial services companies with total assets exceeding $70 billion With local management teams at the helm in 11 western states Zions is dedicated to making a difference in their local communities. At Zions we havent forgotten who keeps us in business meaning were committed to the success of our customers and our employees. Here the possibilities are endless come for a job stay for a career. This is a fully in office role located at 1717 West Loop South Houston TX 77027

The ideal candidate for the Commercial Lending Services Underwriting Team Lead position will have the skills and experience necessary to fulfill the following responsibilities and qualifications:

Manage and service a portfolio of loan relationships.

Spread and analyze financial statements address industry risks collateral requirements loan structuring and pricing credit analysis and monitor credit performance.

Be responsible for relationship portfolio management conduct relationship reviews and recommend products and services that meet financial needs.

Manage team members.

Review loan presentations including new commitments modifications and renewals submitted for decision.

Utilize credit approval authority within defined parameters.

Participate in ongoing credit and underwriting training for the team.

Collaborate with assigned commercial banking teams.

Expand build and maintain internal relationships with lending teams providing the highest level of service.

Perform other duties as assigned.

Qualifications:

Requires a bachelors degree in banking finance or a related field and 8 years business banking lending credit analysis or other directly related experience.

An equivalent combination of education and experience may meet qualifications.

Expert knowledge of business and commercial banking credit analysis lending and loan processing.

Experience in applicant interviewing and perceptive character judgment skills.

Ability to structure loans and monitor credit performance.

Must have excellent interpersonal and communication skills.

Ability to train lead and mentor a team of relationship managers.

Working knowledge of software applications including word processing and spreadsheets.

Excellent supervisory or leadership skills are required.

Benefits:

Medical Dental and Vision Insurance - START DAY ONE!

Life and Disability Insurance Paid Parental Leave and Adoption Assistance

Health Savings (HSA)Flexible Spending (FSA) and dependent care accounts

Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays

401(k) plan with company match Profit Sharing competitive compensation in line with work experience

Salary Range: TX - $120000 to $155000 depending on experience

Mental health benefits including coaching and therapy sessions

Tuition Reimbursement for qualifying employees

Employee Ambassador preferred banking products

Employees may at the companys discretion be eligible to receive a cash bonus award