Consumer Loan Officer, Full-Time, Hybrid Marlboro or Chelmsford MA

Schedule

M - F 9-6 Alt. Sat. 9-3 (40 Hours)

What Youll Do

Summary/Objective:

The Consumer Lending Loan Officer is responsible for analyzing underwriting and making decisions on all consumer loan applications consistent with the credit union department and regulatory standards.

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Maintain a complete knowledge of all DCU products and services with a focus on Direct and Indirectconsumer loan programs policies and guidelines.
• Maintain knowledge of compliance laws applicable to consumer loan originations including but not limited to: Equal Credit Opportunity Act (ECOA) Regulation Z (Truth in Lending) Fair Lending and other state and federal laws which may be applicable.
• Analyze the creditworthiness of the members with the aid of the Consumer Loan Origination (LOS) systems and by applying sound lending practices and procedures in accordance with the Credit Unions Loan Underwriting Guidelines.
• Approve deny and counteroffer loan applications based on policies and guidelines and document decisions. Provide thorough and accurate application recommendations to the Team Leader or Management when an application falls outside guidelines and/or authorized loan limits.
• Inform members dealer partners and branch staff of consumer loan decisions with tact and professionalism and within established time frames.
• Assist with the development and maintenance of department policy and procedure documents.
• Achieve monthly sales goal referrals as assigned by Team Leaders and Management including cross selling additional products and services.
• Perform other job-related duties as assigned by Managers(s).

What Youll Need

Education and Experience Requirements:

Education and Experience Requirements:

• High School Diploma or equivalent
• Two to four years of previous consumer lending experience.
• Previous customer service experience

Additional Eligibility Requirements:

• Previous experience working in a Call Center environment preferred
• Ability to interpret financial statements
• Ability to read understand and analyze credit bureau reports and scores

What We Do

DCU is the largest credit union headquartered in New England serving more than one million members in all 50 states. With over 1700 team members we strive to make DCU a great place to work with an excellent work-life balance and a community that cares.

DCU is an equal-opportunity employer and we value diversity inclusion and equity at our company. We evaluate qualified applicants without regard to race color religion age sex sexual orientation gender identity national origin disability veteran status and other legally protected characteristics.

If youre applying for a job and need a reasonable accommodation for any part of the employment process please send an email to and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.

DCU is not currently offering Visa transfer/ sponsorship for this position.

Excepted Pay Range