Product Manager

Wilmington - USA

Monthly Salary: Not Disclosed

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

Job Description:

Overview:

Product Manager to join its Credit Card Platform team with a dedicated focus on card authorization transaction workflows. This is a high-impact hands-on role that involves driving the strategy execution and continuous improvement of the systems responsible for transaction-level decisioning in the credit card lifecycle.

The ideal candidate has a strong background in issuer platforms card processing and understands the intricacies of authorization clearing settlement and risk decisioning. Experience working at a bank or fintech company with a homegrown or proprietary issuing platform is highly desirable.

Key Responsibilities:

Own the product lifecycle for card authorization transaction services including roadmap prioritization and delivery.
Partner closely with engineering operations fraud and business teams to define and deliver new features and capabilities.
Develop deep domain expertise in card transaction flows including pre-authorization authorization and real-time decisioning.
Analyze issuer platform needs and evolve capabilities to support scalability resiliency and compliance.
Act as the SME on internal transaction orchestration tools API interfaces third-party processors (where applicable) and platform SLAs.
Drive feature requirements write user stories and ensure clear articulation of business value to the development teams.
Work closely with risk fraud and authorization strategy teams to align platform capabilities with control frameworks and business goals.
Manage vendor relationships and integration projects if applicable related to transaction processing.
Establish KPIs and metrics to track platform performance and continuously optimize throughput latency and approval rates.

Preferred Background & Skills:

5 8 years of experience in product management within card issuing platforms or transaction processing systems.
Experience working on in-house platforms (not just third-party issuer processors).
Deep understanding of authorization message flows (ISO 8583) credit card transaction lifecycle decisioning logic and payment rails.
Strong knowledge of banking and payment compliance such as PCI DSS and an understanding of authorization risk.
Hands-on experience working with technology teams in an Agile/Scrum environment.
Strong analytical communication and organizational skills with the ability to manage complex projects and competing priorities.
Comfort working in a fast-paced highly matrixed enterprise environment like a top-tier bank.
Knowledge of tools such as JIRA Confluence SQL (for data analysis) and API documentation tools.

Bonus Qualifications:

Previous experience in credit card platforms at institutions like Capital One Discover American Express or fintechs with their own issuing stack.
Background in platform migrations real-time services or scalable distributed transaction systems.
Familiarity with digital wallet authorization flows contactless payments or tokenization services.

Job Description: Overview: Product Manager to join its Credit Card Platform team with a dedicated focus on card authorization transaction workflows. This is a high-impact hands-on role that involves driving the strategy execution and continuous improvement of the systems responsible for transac...

Job Description:

Overview:

Key Responsibilities:

Own the product lifecycle for card authorization transaction services including roadmap prioritization and delivery.
Partner closely with engineering operations fraud and business teams to define and deliver new features and capabilities.
Develop deep domain expertise in card transaction flows including pre-authorization authorization and real-time decisioning.
Analyze issuer platform needs and evolve capabilities to support scalability resiliency and compliance.
Act as the SME on internal transaction orchestration tools API interfaces third-party processors (where applicable) and platform SLAs.
Drive feature requirements write user stories and ensure clear articulation of business value to the development teams.
Work closely with risk fraud and authorization strategy teams to align platform capabilities with control frameworks and business goals.
Manage vendor relationships and integration projects if applicable related to transaction processing.
Establish KPIs and metrics to track platform performance and continuously optimize throughput latency and approval rates.

Preferred Background & Skills:

5 8 years of experience in product management within card issuing platforms or transaction processing systems.
Experience working on in-house platforms (not just third-party issuer processors).
Deep understanding of authorization message flows (ISO 8583) credit card transaction lifecycle decisioning logic and payment rails.
Strong knowledge of banking and payment compliance such as PCI DSS and an understanding of authorization risk.
Hands-on experience working with technology teams in an Agile/Scrum environment.
Strong analytical communication and organizational skills with the ability to manage complex projects and competing priorities.
Comfort working in a fast-paced highly matrixed enterprise environment like a top-tier bank.
Knowledge of tools such as JIRA Confluence SQL (for data analysis) and API documentation tools.

Bonus Qualifications:

Previous experience in credit card platforms at institutions like Capital One Discover American Express or fintechs with their own issuing stack.
Background in platform migrations real-time services or scalable distributed transaction systems.
Familiarity with digital wallet authorization flows contactless payments or tokenization services.