Mortgage Compliance Analyst (Remote - WA, ID, OR, CA)

Washington - USA

Monthly Salary: $ 27 - 35

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

More than 135 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. These core values shape our culture and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

Examine review and process Quality Assurance and Quality Control audits in various stages of the loan process to verify completeness and accuracy of loan documentation and system data participate in HMDA reviews for compliance with regulations ensure that loans conform to Bank Investor and Regulatory policies requirements and expectations support team members by backing-up task assignments and other duties as assigned while working closely with all team members as well as other business units and leaders throughout the Mortgage division.

In this role youll have the opportunity to:

Responsible for the thorough audit review and verification of Pre- and Post-Close loan files for closed and cancelled/denied files related to Quality Assurance Quality Control First Line of Defense and HMDA to ensure proper documentation accuracy and completeness with an emphasis on attention to detail.
Responsible for identifying reporting and monitoring exceptions found in loan files as well as working and coordinating with Mortgage Production and/or Mortgage Operations staff for corrections. Frequent verbal and written professional communication with various business units and authority levels.
Reviewing and processing cancelled/denied loan files for accurate submissions and preparing files for Quality Assurance review.
Assist with managing monitoring and working loan queues as well as facilitating reviews with contracted vendors and assisting with projects and/or targeted audit.
Review and research exceptions and responses for accuracy to requirements and assist in reporting to business units.
Responsible for complying with policies procedures security requirements and government regulations and ensuring each loan file meets Bank Investor and Regulatory requirements.

Education & Certifications

High School Diploma or equivalent

Experience

4 years of related mortgage or Quality Assurance/Quality Control experience required
4 years Mortgage Production/Operations experience preferred. (Experience in banking financial services or insurance industry may be considered)

Knowledge Skills and Abilities

Proficient in Microsoft Office Suite (Excel Word PowerPoint Outlook) with advanced skills in formatting formulas professional presentations and document management.
Skilled in digital collaboration platforms (Teams SharePoint Zoom etc.) and adaptable to quickly learning new technologies and systems.
Strong critical thinking analytical and problem-solving abilities; capable of evaluating information identifying trends and developing well-reasoned solutions.
High attention to detail and accuracy with strong organizational and time management skills; able to prioritize multiple tasks and meet deadlines in fast-paced environments.
Demonstrated excellence in written and verbal communication with the ability to clearly and professionally convey information across diverse audiences.
Knowledge of real estate lending processes documentation and loan operations systems (e.g. Encompass); familiarity with related federal and state regulations preferred.
Effective collaborator and relationship builder; able to work independently and as part of a team with professionalism adaptability and accountability.
Self-motivated proactive and eager to learn; open to feedback and committed to continuous growth and development.

Compensation & Benefits

Targeted starting hourly range (based on experience): $27.09-$35.69
Incentive potential
Comprehensive employee benefits including: medical dental vision LTD STD and life
Paid vacation time sick time and 11 company paid holidays
401k (with up to 4% match)
Tuition reimbursement
Get more information at: Employee Benefits Banner Bank

Please take time to review Banner Banks Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

Required Experience: