Lead, Treasury Planning and Strategy (Senior Manager)

ABOUT TIDE

At Tide we are building a business management platform designed to save small businesses time and money. We provide our members with business accounts and related banking services but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017 Tide is now used by over 1 million small businesses across the world and is available to UK Indian and German SMEs. Headquartered in central London with offices in Sofia Hyderabad Delhi Berlin and Belgrade Tide employs over 2000 employees.

Tide is rapidly growing expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE TEAM

The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the companys financial resources and investment manage financial risks ensure robust liquidity and effective cash management and comprehensive treasury operations.

Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions the Treasury team aims to enable sustainable success and growth.

ABOUT THE ROLE

As the Lead of Treasury Planning & Strategy you will play a crucial role in the team to maintain our financial health ensure efficient liquidity and capital utilisation and drive our growth. Your responsibilities will include:

Liquidity & Capital Management

• Own liquidity and capital management activities and decisions across multiple entities currencies and business lines
• Optimise capital and liquidity usage and drive strategic initiatives in line with the company growth models
• Partner with FP&A and Risk to build resilient capital structures that support regulatory and operational needs

Cash Monitoring & Forecasting

• Manage daily global cash positioning and weekly forecasting
• Leverage analytics to enhance cash utilization and ensure funding efficiency across payment rails and customer flows
• Provide insights on idle cash sweep structures and optimisation opportunities
• Develop and maintain cash flow models that support product expansion and business planning

FX & Interest Rate Risk Management

• Monitor assess and manage FX and interest rate exposures across a multi-currency ecosystem
• Implement and oversee hedging strategies and policies in line with fintech-specific risk profiles
• Liaise with banking and trading partners to optimise execution and reporting

Business Support Flow of Funds Structuring and New Product Review

• Work closely with Product Managers (e.g. Payments Lending etc) to structure efficient flow of funds mechanisms across new and existing offerings
• Provide treasury input into risk assessments for new launchescovering liquidity funding currency risk and treasury ops implications
• Act as the treasury voice in cross-functional product development squads

Policy Ownership & Governance

• Develop and maintain robust treasury policies for liquidity FX interest rate risk and capital management
• Ensure fintech treasury processes align with regulatory standards and internal control frameworks

Corporate Debt & Intra-Group Funding

• Support the Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives
• Manage intra-group funding arrangements including pricing documentation and tracking

Ad-Hoc Strategic Analysis

• Conduct high-impact time-sensitive analysis to support the CEO and CFO with strategic decisions
• Prepare insights and recommendations for risk committees board presentations and external stakeholders

WHAT ARE WE LOOKING FOR

• Experience (9 years) in Treasury within liquidity and capital management - with knowledge of European (UK) markets
• Prior experience in financial services preferably in technology-driven & scale-up environments preferred
• Strong knowledge of cash forecasting capital management and related regulatory requirements
• Experience managing and leading teams - ideally across multiple locations
• Self-starter independent and extreme ownership mentality
• Experience overseeing controls and mitigating financial risks
• Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
• Excellent communication and stakeholder management skills

WHAT YOU WILL GET IN RETURN

• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 15 days of Privilege leaves
• 12 days of Casual leaves
• 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities
• Stock Options

TIDEAN WAYS OF WORKING

At Tide we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.

While remote work is supported we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE

At Tide we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity religion sexual orientation gender identity family or parental status national origin veteran neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members diverse needs and lives.

We are One Team and foster a transparent and inclusive environment where everyones voice is heard.

At Tide we thrive on diversity embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity religion sexual orientation gender identity or disability. Our inclusive culture is key to our success helping us build products that meet our members diverse needs. We are One Team committed to transparency and ensuring everyones voice is heard.

• Tide doesnotcharge any fees at any stage of the recruitment process.
• All official Tide job opportunities are listed exclusively on ourCareers Pageand applications should be submitted through this channel.
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