Senior Credit Analyst
Senior Credit Analyst
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Salary Not Disclosed
1 Vacancy
Job Description
We have an exciting opportunity for a Senior Credit Analyst to join our growing team! As a Senior Credit Analyst you will report directly to the Manager Credit & Collections. You will be responsible for the credit granting process including the consistent application of a credit policy periodic credit reviews of existing customers and the assessment of the creditworthiness of potential customers with the goal of optimizing the mix of company sales and bad debt losses. You will analyze evaluate and report on the companys credit activities. You will assist with the development and continued enhancement of company-wide and product-specific risk assessments credit policies and procedures. You will perform ongoing monitoring of credit practices to ensure products are in full compliance with applicable credit policies.
As a Senior Credit Analyst your duties and responsibilities will include:
- Demonstrate a basic knowledge of financial accounting and additional support systems
- Identify any improvement opportunities in this area and contribute to the design and implementation of new strategies processes or procedures as a result of identifying improvement opportunities
- Performs work on the credit granting process credit screening strategy and analysis
- Supports synergies in credit screening fraud prevention and strategic vendor relationships
- Ensures compliance with internal policies and controls
- Field issues from internal customers or delivery partners and respond to customer inquiries as requested ensuring issues and error resolution
- Identify improvement opportunities for their work stream and work closely with either the internal team or service providers to enable the implementation of improvement opportunities
- Assist in assessing the services delivered by the service providers and validating that performance metrics established by service level agreements are met as applicable
- Provide input and recommendations on credit policies
- Leverage and collaborate with appropriate compliance personnel legal resources and other disciplines
- Process document and track bankruptcy notifications received for Brightspeed customers both residential and commercial accounts
- Process and provide quarterly bankruptcy expense information to management
- Calculate Process or request bankruptcy credits on effected accounts
- Obtain and file proof of claims on commercial bankruptcies when applicable
- Provide bankruptcy analysis to Brightspeed management
- Research and respond to Brightspeed outside collection agency vendors on questions/disputes from customer placements
- Process or request credits on valid customer disputes from outside collection agencies
- Validate process and track monthly invoices from outside collection agencies
- Track and analyze outside collection agency performance to ensure their optimal performance
Qualifications :
WHAT IT TAKES TO CATCH OUR EYE:
- 5 years of experience in Credit Analysis
- Strong interpersonal and communication skills
- Able to communicate effectively orally and in writing with appropriate detail judgement and discretion at all levels of the organization including senior management
- Relationship-builder and strong listening skills
- Demonstrate competence professionalism and leadership presence
- Objective and free from undue influence
- Collaborative and strategic
- Wellorganized ensuring that all deliverables are met on time with excellent results and anticipate implementation or workload issues related to emerging developments
- Demonstrate integrity and the highest ethical standards in all aspects
- Ability to learn complex systems process quickly and be able to convey that knowledge to others
BONUS POINTS FOR:
- Bachelors degree in Finance Accounting Business or related field
- Telecommunications industry experience
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Additional Information :
WHY JOIN US
We aspire to contemporary ways of working.
Recognized as a Top Workplace by the Charlotte Observer Brightspeed HQ is located on the 7th floor of the new Vantage South End - East Tower in Charlotte NC. We prioritize hiring talent in the Charlotte area whenever possible to make it a truly vibrant destination for our hybrid workforce. At Brightspeed we have roles that are designated as remote hybrid office or field-based depending on the position business needs and individual circumstances. We also invest in technology that enables our entire team to stay connected. Why Because Brightspeed recognizes the value of finding the best talent for the job wherever they may be.
We offer competitive compensation and comprehensive benefits.
Our benefits and paid time off programs reflect our underlying belief in promoting overall wellness through physical emotional and financial health. Brightspeed offers a comprehensive benefit program including competitive medical dental vision and life insurance; an employee assistance program; a 401K plan with company match and a host of voluntary benefits.
Inclusion and belonging are at the center of our grounding belief in Being Real.
When we bring our authentic selves to work everyone is better as a result. A diverse team helps us be fierce advocates for more accessible inclusive and high-quality internet because we believe doing so promotes equity in the communities we serve.
Brightspeed is an Equal Opportunity Employer that is committed to inclusion of all qualified individuals including individuals with a disability/veterans. If you require reasonable accommodation to complete a job application or to otherwise participate in the hiring process please contact to initiate the accommodations process.
For all applicants please take a moment to review our Privacy Notices:
Remote Work :
Yes
Employment Type :
Full-time
Employment Type
Remote
Company Industry
Department / Functional Area
Finance
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
