LOD1 Credit Risk Supervisor

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The LOD1 LatAm SSC Credit Risk Supervisor supervises the production of credit analysis and KYC of the LOD1 Credit Team. He/she also has the role of KYC SPOC LOD1 for the LatAm region and supervises de LOD1 analysis of KYS for Mexico. This role requires constat coordination with several stakeholders across the Group (SG HQ Ayvens LatAm Management LatAm countries Directors and teams and LOD2 Credit Risk and Compliance in LatAm)

Scope and Responsibilities:

This includes several activities such as:
Day-to-day management of LOD1 Credit Analysts including administrative supervision and assignation of workload.
Monitoring and improving the quality of the credit analysis performed by the team including training of new and existing analysts
Monitoring the productivity of the Credit Activity and implementing relevant actions to improve it.
Actively Coordinating the fluidity of the credit workflow namely with main internal stakeholders (CMDs Commerce Directors HQ and SG Stakeholders LOD2 Credit and Compliance).
Responsible for implementing process improvement actions and LOD3 recommendations as well as Projects concerning the evolution of the Credit Risk Activity.
Contribution to ERCs and other Risk and Credit related committees from the entities in scope.
Exercising the role of KYC SPOC for LatAm which could be delegated if the organization allows.
Establish a regular and productive communication with Commerce Directors in the countries to establish priorities in the Credit Risk workflow.
Guarantee the Credit Process follows Ayvens and SG guidelines and standards applicable to KYS KYC and Credit Analysis.
Support and participate in the governance of the Credit and KYC Process and Tools.
Manage escalations from their teams activity and pertinently escalate identified issues to his/her management.
Building regular (weekly quarterly) reporting on the LOD1 Credit Activity containing relevant indicators that allows to monitor the risk level and the volumes analyzed.
Assuring the consistency and accuracy of Ratings in Magister.
For credit origination he/she is responsible for making credit decisions within their local authority

Skills and requirements

-Relevant University degree (Bachelor/masters level) e.g. in Finance Accounting Business Administration. Candidates with higher education on Credit risks topics combined with adequate knowledge of the financial sector will also be considered.
-Knowledge about Credit risks including a very good understanding of current requirements in Credit risks management and governance.
-Strong financial analysis and accounting capabilities.
-A good understanding of the scope of risk management practices and techniques including experience in the development and implementation of risk policies.
-Previous experience in a comparable role in the financial services sector (over 3 years).

Soft Skills

-Regularly communicate information that is timely relevant and tailored to each audience. This includes being transparent about both positive and negative developments.
-Ability to manage diverse work and overlapping priorities.
-An open mind-set and willingness to learn.
-Excellent analytical skills critical thinking and the ability to identify problems and propose solutions.
-Process and detail orientation.
-Team player.
-Delivering results.

Why Ayvens

With over 3.4 million vehicles managed across more than 42 countries we provide full-service leasing flexible subscription services fleet management services and multi-mobility solutions to customers of all sizes including large corporates SMEs professionals and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. Were committed to sustainable mobility and have made it a core part of our everything we do were guided by the principles of authenticity curiosity commitment and collaboration. We aim to foster an organisation thats diverse in people and ideas where everyone can thrive and be themselves no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates news and insights.

*ALD Automotive LeasePlan are rebranding to Ayvens across all 42 countries by 2025.