Credit Spread Analyst - Salt Lake City
Credit Spread Analyst - Salt Lake City
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Salary Not Disclosed
1 Vacancy
Job Description
Zions Bancorporation is one of the nations premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the Best Banks to Work For and as having a top banking team in its list of The Most Powerful Women in Banking. Our customers consistently vote for us as the best bank in our local markets. We have very strong ties with the communities we serv.
Zions Bancorporation seeks a detail-orientedCredit Spread Analystfor our Centralized Spreading/Quality Assurance Review team. We need someone who can review account data verify information for quality and accuracy and mitigate risk. We need someone who can come up-to-speed very quickly. This position will be located in Salt Lake City Utah.
Conducts quality assurance reviews for financial statement spreads performed by field officers or fulfilled through the use of artificial intelligence.
Provides support and guidance for spread requests made by bank employees.
Resolves issues to facilitate the Risk Grading of spreads.
Completes consolidations and projections as requested by bank employees.
Analyzes and spreads complex business financial statements or business tax returns using Moodys CreditLens.
Acts as a source of knowledge to bank employees for spreading standards accounting principles and team procedures and processes.
Resolves spreading issues between bank employees and team members.
Assists in preparing reports utilized by Senior Management.
Takes a lead role in spreading activities and assists in QUIQSpread and CreditLens training and certification development.
Makes recommendations to improve risk management processes.
Performs other duties as assigned.
Qualifications:
Requires a Bachelors degree in Finance Accounting Business or other related field
0-2 years experience with credit/financial spreading and analysis financial spreading systems accounting principles and practices or other directly related experience.
Prefer a Masters Degree in Accounting Finance or Business.
For internal candidates Moodys certification is preferred.
A combination of education and experience may meet job requirements.
Experienced working knowledge of financial data and spread analysis accounting credit lending principles processes and practices.
Experienced working knowledge of credit risk legal and regulatory requirements.
Experienced understanding of credit administration policy and procedures.
Sound analytical skills and attention to detail are a must.
Ability to identify and resolve exceptions and to interpret data.
Ability to read and comprehend financial data.
Ability to work with lending officers and staff.
Good internal client relationship judgement and professional communication skills both verbal and written.
Ability to make sound decisions and recommendations regarding spreads.
High Proficiency in Microsoft Excel and working knowledge in other computer software such as adobe acrobat Microsoft Office suite etc.
Benefits:
Medical Dental and Vision Insurance START DAY ONE!
Life and Disability Insurance Paid Paternal Leave and Adoption Assistance
Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts
Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match Profit Sharing competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Required Experience:
IC
Employment Type
Full Time
