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You will be updated with latest job alerts via emailManage and administer FICO systems platform including scorecard implementation rules configuration and system optimisation
Translate business requirements into FICO configurations develop new decision strategies and implement credit risk origination strategies
Utilise FICOs built-in testing capabilities to validate rule changes scorecard implementations and system configurations before deployment
Create and maintain reports to evaluate system performance monitor scorecard effectiveness and support champion/challenger testing strategies
Work closely with Risk IT and Business teams to enhance credit risk processes and ensure regulatory compliance
Interface with FICO technical teams and manage platform relationships to ensure Ford Credit requirements are met
Lead multiple large-scale projects within aggressive timelines managing stakeholder expectations and delivering high-quality solutions
Identify opportunities to improve decision system effectiveness and efficiency within the automotive lending context
Engage and communicate effectively with project stakeholders and their teams to actively participate in key projects & initiatives
Essential:
OVERALL 5 years experience working with decision systems platforms (FICO systems Provenir SDS/PowerCurve etc.)
Programming proficiency in Python SAS or SQL (multiple languages advantageous)
Advanced coding skills in R Python Java or SQL
System testing expertise: Proficiency with testing capabilities within decision management platforms
STEM degree (Mathematics Statistics Computer Science Engineering) or equivalent experience
Knowledge and understanding of analytical model development credit bureau data and financial services
Knowledge of lending landscape and various in-house and outsourced systems applications & services used by Decision Systems
Strong analytical problem-solving and organisational skills with attention to detail
Ability to work and adapt in fast-changing environment with tight delivery timelines
Ability to manage multiple large-scale projects
Strong verbal and written communication skills
Able to network and build strong relationships with internal and external peer groups
Desirable:
FICO systems experience strongly preferred
Automotive finance or consumer lending background
Experience with regulatory compliance requirements (FCA PRA guidelines)
Knowledge of Ford Credit or automotive manufacturer finance operations
Previous experience transitioning from vendor-managed to in-house platforms
Champion/challenger testing methodology experience
Required Experience:
Senior IC
Full-Time