Product Governanance Oversight Manager

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About Everest:

Everest is a global leader in risk management rooted in a rich 50 year heritage of enabling businesses to survive and thrive and economies to function and flourish. We are underwriters of risk growth progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders who care deeply about our impact on communities and the wider world.

Join Everest Insurance as our Product Governance Oversight Manager a pivotal new role at the heart of our international growth journey.

As Everest expands its footprint across both Lloyds and Company market platforms this role offers a unique opportunity to shape the future of our product governance strategy. Sitting within the CUOs office in the 1st line Technical Underwriting & DA Oversight team youll be the driving force behind ensuring our products meet regulatory standards and deliver genuine value to our customers. Youll collaborate closely with underwriters and key stakeholders across Risk and Compliance bringing your expertise in FCA PROD Lloyds and EIOPA requirements to life. With the autonomy to build and own a suite of reporting metrics for senior leadership your impact will be visible and valued.

This is more than a governance role its a chance to influence innovate and grow with a business thats investing in excellence!

Job Purpose

• In this role youll ensure that underwriters across bothEverest Managing Agency Limited (EMAL)andEverest Insurance (Ireland) DAC (EIID)are fully aligned with the Product Governance Framework.

• Youll bring a strong working knowledge ofFCACentral Bank of Irelandregulations andUK Consumer Dutyrequirements to the table. Youll conduct annual and periodic reviews of new and existing products and services making sure they remain suitable and compliant with both internal standards and regulatory expectations. Youll also maintain and manage the Product Register.

• Youll oversee the approval process for new products and material changes ensuring underwriters have completed the necessary assessments and that these are properly presented to theProduct Oversight Group (POG).

• Your responsibilities will include reviewing and maintainingTarget Market AssessmentsandFair Value Assessments and challenging the data provided by ourDA Operations MI teamto ensure third-party distribution partners are reporting accurately especially in relation to product performance and vulnerable customers.

• Youll also take ownership of Product Governance reporting for Conduct MI and the Product Universe across EMAL and EIID and oversee due diligence across the value chain in partnership with the DA Due Diligence team.

• Staying ahead of regulatory changes will be key youll regularly scan the horizon for updates that impact underwriting whether through Delegated Authority or Open Market placements.

• Youll help prepare committee packs (including for POG) and represent underwriting product governance matters with confidence and insight.

• Youll also deputise for theHead of Product Governance & Technical DA Oversightwhen needed.

Key Accountabilities

• Work closely with the Head of Product Governance & Technical DA Oversight to ensure all products across both platforms meet regulatory requirements in all operating territories.

• Maintain the Product Register keeping it current and ensuring material changes are tracked and reported.

• Partner with underwriters as Product Owners helping them monitor their products and navigate the approval process for changes.

• Conduct regular horizon scanning of regulatory developments especially those fromLloyds theFCA and theCBI and keep stakeholders informed.

• Oversee and challenge the DA Operations MI team ensuring theProduct Universeis accurate and supports conduct MI.

• Prepare papers and presentations for committees such as the Product Oversight Group Contract Oversight Group and Underwriting Committee.

• Carry out any other tasks as agreed with the Head of Product Governance & Technical DA Oversight.

• Ensure all activities align with Everests policies and procedures.

Professional Experience:

• Youll have Product Governance experience within a Lloyds Managing Agent Insurance Company Broker or Coverholder/MGA.

• Youre confident reviewing and applying regulatory advice to 1st line teams.

• You understand FCA PROD rules Lloyds and EIOPA requirements.

• Youre comfortable creating and owning reporting metrics for senior management.

• Experience in a similar role would be a strong advantage.

Skills Abilities & Competencies:

• You communicate clearly and effectively both in writing and verbally.

• Youre proactive solution-oriented and able to prioritise effectively.

• Youre tech-savvy with solid experience using platforms like Workflows and the MS Office suite especially Excel.

What if I dont meet every requirement At Everest we are dedicated to building an inclusive and authentic workplace. So if you are excited about this role but your past experience doesnt align perfectly with every element in the job description we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.

Our Culture

At Everest our purpose is to provide the world with protection. We help clients and businesses thrive fuel global economies and create sustainable value for our colleagues shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Clickhereto learn more about our culture.

• Our Valuesare the guiding principles that inform our decisions actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
• Our Colleague Behaviorsdefine how we operate and interact with each other no matter our location level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues and the global communities we serve.

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