Market Risk Management Associate II

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Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

Job Description:

DEPARTMENT OVERVIEW

We are Market Risk. While we dont actually predict the future we do like to think we get pretty close.

The Market Risk team is responsible for the independent measurement monitoring and challenge of enterprise-wide market risk liquidity risk and counterparty credit risk as well as collateral management activities in support of the Risk Appetite of TD. We have a global presence with teams in Toronto Calgary New York Singapore Dublin and London. TD recognizes that a strong risk culture and equable approach to risk management is fundamental to our success.

JOB DESCRIPTION

About the Program

The Market Risk Rotational Program is an immersive 24-month program designed to help you step into the world of risk management. The goal of the program is to help you develop leadership skills and better understand administer and deliver practices to achieve the highest level of risk management.

The Program is designed to attract develop and retain top talent and build a leadership pipeline within Market Risk.

If youre a natural problem solver relish large datasets and have a keen eye for risk thresholds we want you to be part of our rotational program.

In this program youll complete four customized six-month rotations* within the Market Risk businesses where you may learn more about:

• Trading Market Risk including measurements of Market Risk Capital
• Non-Trading Market Risk
• Liquidity Risk
• Collateral Management
• Counterparty Credit Risk Reporting
• Governanceand Control functions

* We align rotation opportunities with our business strategies to ensure you work on the most important priorities.

What Youll Do

No matter where you work at TD youll make a meaningful impact grow your skills and thrive in our culture of care. Heres what that means as a Market Risk associate:

Make an Impact:

• Use your strong communication analytical and problem-solving skills to add value to each rotation youre assigned
• Perform reporting and monitoring accurately and in a timely manner with clearly articulated results and recommendations
• Investigate escalate and resolve exceptions in accordance with Risk policies
• Prepare analysis and commentary on the business and market drivers; present findings to management and stakeholders
• Identify potential problems that require attention and recommend appropriate actions to best manage the risks in varying situations
• Execute controls to mitigate operational risk and perform ad hoc analysis as required
• Define opportunities for continued enhancements to departmental processes and make recommendations within assigned areas of responsibility

Experience Growth:

• Build a diverse skill set implement process improvements and develop the confidence to tackle challenging tasks in an entirely new area of each line of business rotation
• Acquire an in-depth understanding of how theoretical risk management practices are applied to real world scenarios
• Work alongside a high-performing team of risk professionals to broaden and deepen your understanding of risk disciplines
• Collaborate and communicate with the team to meet deliverables and deadlines
• Investigate escalate and resolve operational issues as required
• Receive one-on-one coaching and mentorship from business leaders throughout your two-year program

Cultivate our Culture of Care:

• Develop strong relationships to help identify collaborative opportunities and coordinating efforts with other Risk groups
• Work on challenging projects alongside experienced leaders while being supported by a robust team of colleagues peers and advisors
• Connect with senior management and gain experience from experts at the top of their game
• Interact with other Associates to share learnings and network within the organization

JOB REQUIREMENTS

What You Need to Succeed

Were proud to work with a group of diverse colleagues. If you have relevant experience that isnt mentioned below tell us about it in your resume or cover letter.

• Keen interest in the risk management field and capital markets
• Excellent problem-solving skills
• Excellent verbal and written communication skills ability to summarize and communicate complicated results and/or issues in a clear concise and timely manner
• Strong time management skills can manage multiple deadlines and priorities in a fast-paced and complex environment while maintaining attention to detail
• Strong desire to learn new things and develop an end-to-end understanding of processes
• Fast learner who grasps new concepts and techniques quickly
• Ability to organize analyze and understand large data sets
• Proficient with Microsoft Office products; advanced knowledge of MS Excel; programming skills (e.g. VBA Python SQL)
• Ability to work effectively within a team with other teams and independently to meet business objectives
• Desire to work in a caring respectful and inclusive environment where all employees are supported

ADDITIONAL INFORMATION

Educational Requirements

Graduated between May 2025 and May 2026 with a graduate degree in Business Economics Finance Mathematics Risk Statistics or related field with high academic standing.

Program Location and Start Date

This is a Toronto-based program which starts in July 2026. Candidates must have graduated prior to start (including final grades excluding convocation).

Applications must include:

• Transcripts
• Cover letter including an explanation of how the Market Risk Associate Program fits within your career aspirations (one letter-sized page or less)
• Resume (maximum of 2 pages)
• Please ensure that your cover letter resume and transcript are included in a single PDF document when submitting your application. If not submitted correctly your application may not be reviewed or may delay recruitment.

We welcome all applications; however we will only contact qualified candidates chosen for an interview. We thank all applicants for their interest!

HOURS

Monday-Friday standard business hours

INCLUSIVENESS

At TD we are committed to fostering an inclusive accessible environment where all employees and customers feel valued respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials or accessible meeting rooms or other accommodation) please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):