Underwriter
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Job Location:
Bangalore Urban - India
Monthly Salary:
Not Disclosed
Posted on:
05-09-2025
Vacancies:
1 Vacancy
Job Summary
Job Title: Mortgage Underwriter
Responsibilities:
- Review and analyze loan files for compliance with regulations lending guidelines and legal standards.
- Independently approve deny or withdraw loan applications based on program requirements and credit policies.
- Evaluate borrower credit profiles financial statements income assets liabilities and collateral to make sound credit decisions.
- Perform quality audits and ensure accurate documentation of loan files.
- Utilize automated underwriting systems (DU LP) to support decision-making.
- Identify red flags suspicious activity and ensure ethical lending practices.
- Collaborate with loan originators and operations teams to obtain required documentation.
- Ensure timely and professional communication with internal teams and external stakeholders.
Qualifications:
- Minimum 4 years of experience as a Mortgage Underwriter or in mortgage processing.
- Strong knowledge of mortgage lending regulations underwriting guidelines and loan documentation.
- Proficiency with DU and LP systems (DE FHA VA USDA experience preferred).
- Strong analytical auditing and decision-making skills.
- Excellent communication (verbal and amp; written) organizational and time management skills.
- High school diploma required; bachelors in finance accounting or related field preferred.
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
