Product Manager, Business Banking

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Customer:

• Develop and maintain a robust understanding of the regulatory requirements customer market and industry to deliver product and process innovation to improve the value proposition

• Develop and implement products/policies and procedures in such a way that it enhances the end to end customer experience (including training enhancement and irritant reduction) while achieving business objectives

• Oversee and ensure the clear and effective delivery of products and services to the customer

• Act as Subject Matter Expert for product-related inquiries

• May lead business plans leveraging Acquisition and Segments teams to increase new account growth and track P&L impact

• Liaise with partners (i.e. Marketing Phone Channel Retail) to understand industry and customer trends; analyze challenges and identify areas of opportunity through customer research focus groups and external secondary research; facilitate ideation sessions and build necessary business cases for NPD identifying solutions and building stronger plans for growth

• Build and maintain effective relationships with sales distribution key internal stakeholders and/or external partners to ensure that customer needs are considered in strategic decisions and in the development of options solutions and alternatives

• Lead and facilitate problem solving sessions with partners and vendors

• Design end to end process for development implementation use reporting and feedback on developed products and segments

• Direct and coordinate market research to determine underlying customer needs input to development process

• Participate in the day to day management of the product(s) identifying and implementing product features and enhancements providing business case support of recommendations and assisting in the strategic development of new initiatives

Shareholder:

• Adhere to enterprise frameworks or methodologies that relate to activities for own business area

• Deliver financial results for the product / product suite via operation of all available levers: pricing margin volume etc. create and deliver business cases to achieve strategic business results (acquisition retention customer experience engagement and market share)

• Support Senior Management as a subject matter expert for the product(s) portfolio through all forms of written and verbal presentations (product reviews planning and forecasting strategic review sessions)

• Conduct ongoing industry and competitive analysis to obtain market insights and ensure Acquisition Teams are kept informed of matters to be competitive and win in the market place

• Keep current on emerging trends/ developments and grow knowledge of the business related tools and techniques

• Refine product management strategies through detailed analysis of the P&L ongoing competitive research and review of marketing/risk management tactics

• Ensure effective product policies and processes are established to support business processes align with risk appetite

• Oversee product management deliverables within budget and as per the approved product plan working with business partners to develop the content of those deliverables

• Champion the development of the annual business plan and the monthly/quarterly forecast process

• Contribute to and support partner led projects as identified

• Participate and collaborate on initiatives with internal and external service providers (IT operations legal compliance marketing etc.) to ensure the product meets TDBG objectives and standards

• Identify and manage risks (market credit operational) associated with the product / segment

• Develop / maintain productive working relationships with distribution channel owners

• Be knowledgeable of and comply with Bank and Industry Codes of Conduct

• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite

Employee / Team:

• Participating fully as a member of the team support a positive work environment that promotes service to the business quality innovation and teamwork and ensure timely communication of issues/ points of interest

• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit

• Participate in personal performance management and development activities including cross training within own team

• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

• Contribute to team development of skills and capabilities through mentorship of others by sharing knowledge and experiences and leveraging best practices

• Lead motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships

• Contribute to a fair positive and equitable environment that supports a diverse workforce

• Act as a brand ambassador for your business area/function and the bank both internally and/or externally

Breadth & Depth:

• Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areas

• Accountable for either a single major functional area with a mass or niche product/segment suite and moderate level of complexity with a range of complex attributes

• Integrate knowledge of the enterprise sub-functions or business lines overarching strategy in developing solutions across multiple functions or operations

• Provide expertise and advice on unique distribution issues (i.e. primarily 3rd party channels) for niche / customized products / segments

• Has advisory / consultative accountability for functional areas that are not directly managed

• Solve or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions

• Use sophisticated analytical thought to exercise judgement and identify solutions

• Impacts the achievement of sub-function or business line objectives within the area accountable for

• Typically reports into a Senior Manager Product/ Executive Product Manager

Experience & Education:

• Bachelors degree or a recognized product management certificate

• Minimum of 7 years of relevant experience

• Previous product management experience is strongly preferred

• Experience working in scaled agile delivery environments is an asset

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):