Residential Mortgage Underwriter
Residential Mortgage Underwriter
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Location: Bethesda MD (Hybrid 2 3 days onsite OR Remote)
Employment Type: Full-Time Direct Hire
About the Role
Were seeking a meticulous and analytical Underwriterto join our clients fast-growing mortgage operations this role youll be responsible for assessing and underwriting files ensuring each deal meets program guidelines and risk standards. Youll play a key role in loan qualification decisions collaborating with cross-functional teams to move files from intake to close with accuracy and efficiency.
This is an exciting opportunity for someone who thrives in a detail-driven environment can balance productivity with precision and brings strong working knowledge of BPL loan processes.
Key Responsibilities
- Underwritemortgage loans assessing borrower profiles entity documentation credit assets and collateral against program guidelines.
- Validate business and personal credit histories property appraisals title documentation and asset statements.
- Collaborate with the processing team to review clear and condition files for a clear to close status.
- Manage a personal pipeline of files through all origination stages ensuring timelines are met.
- Serve as a resource for Sales Processing Valuations and other departments by providing underwriting expertise.
- Assess and calculate loan-to-value (LTV) ratios and analyze deal viability based on loan terms.
- Conduct research to verify collateral value borrower performance history and complex scenarios.
- Stay up to date on all internal loan products and underwriting guidelines.
- Collaborate with teammates to deliver smart client-focused decisions.
- Support the broader team by contributing to operational excellence and process improvement.
Qualifications & Skills
- Experience: 25 years in residential mortgage underwriting preferred;hard money lendingexperience is highly preferred.
- Education: Bachelors degree preferred (equivalent experience will be considered).
- Knowledge of mortgage underwriting concepts credit evaluation and compliance practices.
- Proven ability to manage a high-volume pipeline while maintaining high-quality standards.
- Proficient in Microsoft Excel and familiar with mortgage origination systems.
- Strong written and verbal communication skills; able to work cross-functionally with multiple departments.
- Highly organized detail-oriented and capable of independent decision-making under pressure.
What Youll Gain
- Opportunity to work in a fast-paced and collaborative environment with a leading financial institution.
- Exposure to a wide variety of BPL loan products and deal structures.
- Ability to grow and advance in underwriting or credit risk functions.
Equal Opportunity Employer
Our client is proud to be an equal employment opportunity employer. All qualified applicants will be considered without regard to race color religion gender national origin disability status protected veteran status or any other status protected by law.
Required Experience:
Manager
Employment Type
Full-Time
