Sr. Product Associate

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Position Summary

The Product Sr. Specialist is responsible for the entire process of Equity Investment of SPBI. This includes but it is not limited to the creation and management of a list of approved equities and ETFs (Universe) that could be incorporated into an investment proposal under a quantitive and qualitative addition s/he will be responsible for periodic reports to inform and support the equity selection and positioning configuration of a model portfolio taking into account the market vision the generation of tactical ideas and commercial opportunities in coordination with different platforms and communicate the asset class vision to the Global Investment Team and Asset Allocation Committee.

The Product Sr. Specialist reports to the Chief Investment Officer.

Risk Objectives

- Proactive identification of issues or concerns related to potential gaps in existing processes procedures policies frameworks etc.;
- Contribution to satisfactory results in audit reviews compliance reviews and regulatory examinations (internal/ external) Compliance and Regulatory Agency reviews; response to required corrective actions in a timely and complete manner;
- Completion of all assigned training (Compliance Bank Secrecy Act Audit Code of Conduct etc.) and reporting requirements within set timeframes; and
- Adherence to the Code of Conduct assigned Risk Tolerance or Mandates and all organizational policies and procedures applicable to role.

Primary Duties & Responsibilities

Equity Universe
Establish a methodology for the selection of equities that comply with the approved framework and ensure high quality standards throughout the security selection process to add value to our customers and reduce the fiduciary risk of the bank.
Prepare the investment documentation to support the entry/exit of a stock in the universe and ensure the correct communication of all investment platforms and commercial teams.
Idetify potential areas where security selection policies and procedures require change and or where new ones need to developed.
Create and alert system and prepare reports such as movement prices and multiples valuations and others. that affect the recommended list (Universe).

Investment Strategy
Prepare presentation and materials to support and defend the Equity Strategy to SPBI Asset Allocation Committee.
Develop internal models and use external research sources to provide perspective on the main equities markets (OCDE and EM) and recommend a positioning on them.
Elaborate daily weekly and monthly reports with the in-house view to be used by the Investment platforms and Commercial area.
Create and manage a model portfolio based on the Universe to provide our best ideas.
Work closely with the different platforms (DPM PA and AIS) to create tactical ideas and commercial opportunities (SAS) and elaborate the support material to.

Core Competencies

Teamwork:
Brings out the best in each team member by consistently motivating and acknowledging peer contributions
Understands and leverages team dynamics
Relationship Management:
Improves relationships between key individuals to achieve seamless cross-team work flow and positively impact results
Uses informal networks to gain support for ideas and projects
Conflict: Identifies and focuses on resolving the key issue at the heart of the conflict
Displays strong diplomacy skills; anticipates and prepares for how others will react

Self-Starter:
Personally follows-up with others to check on progress uncover problems and identify areas where assistance is necessary
Takes initiative to act on new information and preemptively develops options and plans of actions
Accountability:
Fully accountable for timeliness completeness quality of projects processes products and services
Remains calm and focused on goals while facing pressures obstacles or short-term setbacks
Execution Excellence: Identifies and eliminates redundancy of effort
Ensures tools systems and processes are in place to allow team members to work quickly and effectively

Two-Way Communication:
Effectively conveys difficult or complex information in an easy to understand manner by providing the big picture and illustrating important linkages
Asks open-ended questions that encourage others to give their points of view
Information Sharing:
Ensures people receive the information they require and brings the team together to share information
Influencing Skills: Uses a combination of logic personal passion conviction and interpersonal skills to influence others
Enlists commitment by involving others at early and all stages

Flexibility:
Anticipates the impact of change and creates an environment where change can be initiated with minimal disruptions and negative impact
Helps people to understand how proposed changes will affect them and the Bank

Support Change:
Recognizes potential and multiple impacts of change and acts as a coach to help people understand and prepare for change
Takes proactive action to maintain relationships that are impacted by change
Innovation: Pushes for a better way of doing things and encourages others to challenge old thinking
Translates broad innovative ideas into workable solutions

Problem Identification:
Reformulates the problem in different ways to evaluate it from different angles
Solution Definition:
Persists in searching out the root causes of major problems rather than being satisfied with partial solutions or quick fixes
Brings new thinking insights or technology to problem resolution
Resourcefullness: Ensures required resources and skills are in place to maintain smooth day-to-day operations and tackle arising problems

Customer Understanding:
Stays up-to-date with needs preferences trends and practices which impact customers
Acts as a role model by being a source of advice and knowledge regarding customer issues
Issue Ownership:
Takes responsibility for and deals effectively with complex and sensitive customer issues and complaints
Anticipates customer needs and proactively makes recommendations
Customer Satisfaction: Looks for creative approaches to providing or improving services that may increase efficiency and decrease cost
Applies customer feedback toward improving and innovating services

Specialized Knowledge

Experience managing investments portfolios in different markets within LATAM countries.

Extensive knowledge of functioning of financial markets banking and investment products.

Ability to structure and present an investment policy according to the macroeconomic and market environment.

Ability to work under own initiative and with supervision.

Job Requirements

Education Bachelors degree required; Masters degree preferred or equivalent experience

Business Experience 7-10 years of relevant experience or demonstrated required level of proficiency

Supervisory / Management Scope Manage process or technology

Technical Knowledge Microsoft Excel Word PowerPoint
Goal oriented
Flexible and able to work in a fast-paced environment
Flexibility to travel

Licenses / Certifications CFA preferred

Languages English and Spanish.

Physical Requirements Duties are performed in an office environment. Physical demands could involve any or all of the following: digital dexterity and hand/eye coordination in the operation of office equipment; light to moderate lifting (10-20 lbs.) and carrying of supplies files etc; the ability to speak to and hear customers and/or other employees both telephone calling and in person; and body motor skills sufficient to enable the incumbent to move from one office location to another.

Diversity & EEO Statements: At Santander we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin genetics disability age veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting standing and walking. Occassional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds able to bend kneel climb ladders.

Employer Rights: Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt) the annual range is based on a 40-hour work week. The exact compensation may vary based on skills experience training licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide ()

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin genetics disability age veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting standingand walking is required for this role. Depending on location occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason please contact us at to discuss your needs.