Finance Risk Specialist
Finance Risk Specialist
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Job Description
About Addi
We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly grow together and where we create abundance and generate pride in them. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.
We provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) using state-of-the-art technology bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.
Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.
But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.
About the Role
This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.
Whats the mission youll drive
Build infrastructure for financial risk management by designing and implementing frameworks and processes to identify measure monitor and manage market liquidity and interest rate risks ensuring regulatory readiness informed decision-making and a disciplined approach to managing financial risks.
What you will do
Design and implement the banks initial market risk and interest rate risk in the banking book (IRRBB) measurement framework and deliver analysis and recommendations to inform ALCO decisions
Create and operationalize a comprehensive monitoring framework and an alerts system based on the banks risk appetite framework to ensure timely and accurate decisioning.
Ensure the timely preparation of both internal and external reports regarding financial risks.
Develop and deliver all documentation and tools required for regulatory compliance during regulatory approval process and during normal course of business after launch.
What were looking for
Proven experience building Risk Policies & Frameworks:
4 years in financial risk treasury ALM or balance sheet management roles within banking or financial institutions.
Experience building or significantly evolving risk frameworks and tools in a regulated entity.
Skilled at building governance documents and controls from scratch (policies manuals risk appetite statements etc.).
Direct exposure to regulatory reviews or inspections by financial regulators.
Hands-on experience implementing stress testing frameworks and measuring all relevant financial risk management metrics including VaR IRL CFEN Delta EVE and Delta NII .
Demonstrates a profound Financial risk understanding of market risk liquidity risk and banking book interest rate risk (IRRBB)
Ability to understand complex financial instruments and balance sheet exposures applying appropriate risk measurement techniques (e.g. VaR duration gap analysis stress testing).
Exhibits a forward-looking approach to identifying potential financial risks and developing effective practical mitigation strategies before they significantly impact the business.
Proficiency in modeling and quantifying risk exposures using tools like gap analysis stress testing VaR and liquidity metrics (IRL CFEN).
Possesses strong Quantitative & Analytical Acumen
Ability to design and implement stress scenarios that account for macro market and company-specific risk factors.
Have solid financial modeling statistical analysis and data interpretation skills.
Makes decisions that balance growth and resilience in the face of incomplete information and emerging risks.
Advanced skills in Excel SQL and quantitative tools (e.g. Python R Power BI).
Regulatory Proficiency and Knowledge (Colombian Fintech/CF Context):
Strong grasp of Colombian financial regulations (e.g. Circular Bsica Contable y Financiera from Superfinanciera) and international frameworks (Basel III among others).
Maintains up-to-date knowledge of Colombian financial regulations pertaining to market liquidity and interest rate risk for Establecimientos de Crdito.
Will ensure all risk frameworks policies and reports align with local regulatory requirements and anticipate changes in the regulatory landscape.
Outstanding Clear Communication & Reporting skills:
Articulates complex risk concepts analyses and recommendations clearly and concisely both verbally and in writing to diverse audiences including senior leadership and technical teams.
Has prepared and presented comprehensive risk reports explaining model outputs effectively and contributing constructively to risk governance decisions
Why join us
Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.
Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner
Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.
Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.
Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.
How the hiring process looks like
We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:
Step 1: People Interview (30 min)
A conversation with a recruiter to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.Step 2: Initial Interview (45 min)
A more in-depth conversation with the hiring manager where we explore your skills experience and problem-solving approach. We want to understand how you think and work.Step 3: Technical assessment (30 min)
A session to assess your skills using SQL one of our team members will ask you to solve different exercises using your SQL experienceStep 4: Deep Dive Interview (30 min)
Youll meet future colleagues and cross-functional team members to get a feel for how we work together. Were looking for strong contributors and cultural fits so bring your questions too!Step 5: Case Study (3-5 Days)
You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.Step 6: Co-Founder Interview
If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure mutual excitement. From there well move quickly to an offer and discuss next steps.
We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.
Required Experience:
Unclear Seniority
Employment Type
Full-Time
