Chief Technology Officer
Chief Technology Officer
Posted on :
22-08-2025
Employer Active
1 Vacancy
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Job Description
About PalmPay
PalmPay is a leading Africa-focused fintech platform offering digital financial services that empower users and businesses across the continent. With millions of users and a rapidly growing product suiteincluding mobile payments digital wallets lending and card servicesPalmPay is shaping the future of finance in Africa.
As we expand our footprint we are seeking a visionary hands-on and execution-driven Chief Technology Officer (CTO) to lead our technology strategy engineering organization innovation roadmap and product infrastructure.
Role Overview
The CTO will serve as a key member of the executive team responsible for building scalable secure and innovative fintech platforms that support business growth regulatory compliance and user satisfaction across all markets where PalmPay operates. This role requires a strong blend of strategic vision people leadership and deep technical acumen.
Key Responsibilities
Technology Leadership & Strategy
PalmPay is a leading Africa-focused fintech platform offering digital financial services that empower users and businesses across the continent. With millions of users and a rapidly growing product suiteincluding mobile payments digital wallets lending and card servicesPalmPay is shaping the future of finance in Africa.
As we expand our footprint we are seeking a visionary hands-on and execution-driven Chief Technology Officer (CTO) to lead our technology strategy engineering organization innovation roadmap and product infrastructure.
Role Overview
The CTO will serve as a key member of the executive team responsible for building scalable secure and innovative fintech platforms that support business growth regulatory compliance and user satisfaction across all markets where PalmPay operates. This role requires a strong blend of strategic vision people leadership and deep technical acumen.
Key Responsibilities
Technology Leadership & Strategy
- Define and execute PalmPays technology vision aligned with business goals and regional growth strategies.
- Drive the architecture infrastructure and technical innovation across all products including mobile apps APIs card systems lending platforms and agent networks.
- Identify and integrate new technologies that enhance platform scalability speed security and reliability.
- Lead mentor and scale a high-performing cross-functional engineering team (backend frontend DevOps security QA).
- Foster a strong culture of agility innovation and accountability.
- Establish engineering best practices code quality standards and effective documentation across teams.
- Oversee system security fraud prevention mechanisms and data privacy controls.
- Ensure platforms comply with regulatory requirements across jurisdictions (e.g. CBN NITDA GDPR).
- Collaborate with internal audit compliance and legal teams to assess and mitigate technology risks.
- Lead decisions on cloud strategy system design CI/CD pipelines and disaster recovery.
- Oversee platform uptime reliability scalability and performance SLAs.
- Champion the adoption of modern microservices containerization and scalable API strategies.
- Partner with Product Risk Operations and Business Units to support product innovation and delivery.
- Communicate technology plans roadmaps and risks to executive leadership and external stakeholders.
- Evaluate and manage third-party technology vendors platforms and external integrations.
- Bachelors or Masters degree in Computer Science Engineering or a related field.
- 10 years of progressive leadership experience in technology roles with at least 5 years in a senior engineering or CTO role.
- Proven experience leading technology for a fintech payments or digital banking company in emerging markets.
- Strong knowledge of:
- Cloud infrastructure (AWS GCP)
- Mobile and web development frameworks
- APIs microservices and distributed systems
- Card/payment switching settlement systems or lending platforms
- Hands-on understanding of cybersecurity DevOps and modern data architecture.
- Demonstrated ability to lead and scale large diverse engineering teams across geographies.
- Excellent communication stakeholder management and leadership skills.
Required Experience:
Senior Manager
Employment Type
Full-Time
Key Skills
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