Personal Lines - Associate Underwriter - Manufactured Homes

This position reviews analyzes and inspects insurance contracts. They also collect competitive data and analyze our programs place within the market. They will perform agency visits to solicit feedback on our service standards our competition and to build a professional relationship with our agents.

Job Responsibilities:

Analyze inspection reports location risk credit reports etc to accept or reject new/renewal property and casualty business.

Monitor products in regard to competition and our place with the market with regards to form rate etc.

Actively participate in setting and obtaining premium projections for their product lines and their related companies.

Review applications loss runs reports etc for acceptance within company service standards

Build professional relationships w/ our agents market and sell products to meet the products premium projections

Knowledge of premium goals for each product by company

Pursue education to enhance industry knowledge

Also performs other duties and responsibilities as required.

Education and Work Experience:

• 2 years experience in P&C Underwriting or related field

Knowledge Skills & Abilities:

• Strong customer service skills
• Ability to maintain confidentiality
• Capacity to analyze information and general math skills
• Knowledge of all applicable rating systems
• Knowledge of all underwriting and rate/rule manuals
• Proficiency in on-line reference manuals
• Knowledge of underwriting principles
• Knowledge of policy forms
• Ability to recognize exposure to loss
• research skills attention to detail decision making coordination
• Ability to multi-task prioritize make quick decisions and be flexible in a fast paced environment
• Computer experience a must MS Word & Excel experience required
• Minimum 40wpm typing speed
• Team Player and mentor to Assistant Underwriters I & II
• Excellent oral and written communication skills
• Exceptional interpersonal skills
• Interest in selling products and services based on customer needs
• Ability to clearly and effectively present (both written and verbal) to external business partners management and internal business partners.
• Exhibits a professional appearance when representing the organization during agency visits or business meetings.
• Strong knowledge of the Personal Lines Industry.
• Knowledge of Personal Lines Products - ability to differentiate J&J products/services from competitors.
• Strong negotiation skills.

Typical Physical Demands:

Requires the ability to sit or stand for long periods of time occasional stooping and reaching; May require lifting-up to 25 pounds; requires normal range of vision and hearing with or without accommodations.