Portfolio Manager II, Private Client

Wintrust provides community and commercial banking specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois southwestern Florida northwestern Indiana west Michigan and southern Wisconsin and commercial banking offices in Chicago Denver Milwaukee Grand Rapids Mich. and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont Illinois and listed on the NASDAQ Global Select Market under the symbol WTFC.

Why join us

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)

• Competitive pay and annual discretionary bonus eligible

• Comprehensive benefit package including medical dental vision life a 401k plan with a generous company match and tuition reimbursement to name a few

• Family-friendly work hours

• With 175 community bank locations we offer opportunities to grow and develop in your career

• Promote from within culture

Position Overview:

• Manages and monitors a portfolio of client credit exposures across industry classes on an ongoing basis. Underwrites credit requests including new renewals and modifications.

• Ensures adherence to the Wintrust Credit Policy and underwriting practices including: risk philosophy risk appetite and lending strategies. Serves as an additional point of client contact maintaining a high level of client responsiveness serving as lead regarding client servicing activities to proactively identify and mitigate credit risk.

• Navigates a wide variety of financial structures credit scenarios and financial analysis situations. Communicates risk and return with internal banker partners and credit executives. Collaborates with bankers on loan closings to ensure proper documentation of new and amended deals as well as waivers and modifications. Works closely with and provides guidance to Credit Analysts and other team members.

What youll do:

• Collaborates with bankers and other business teams to meet client credit requests in adherence with Wintrust Credit policy. Monitors portfolio to accurately assign risk ratings to clients and facilities. Ensures packages are complete accurate and thoroughly documented.

• Conducts analysis and structuring of credit requests for clients and prospects. Develops client assessments including in-depth analyses of financial data and other information provided by the client. Conducts projection modeling stress testing and other analyses using research and evaluations from a wide variety of sources.

• Assesses deal strengths and weaknesses and risk factors. Evaluates and establishes risk ratings for transactions and correlates exposure levels as a part of the client strategy discussion. Completes and coordinates memos using aforementioned process and materials.

• Collaborates with bankers internal staff and bank attorney regarding loan documentation and closing process for new and amended credit facilities including waivers and modifications. Helps ensure loan documentation complies with loan approvals.

• Interfaces with loan operations team regarding booking of new and amended deals waivers and modifications providing all necessary documentation to complete closing process.

• Remains current on all aspects of the credit relationship including exposure compliance potential problems and opportunities. Notifies bankers of any issues and interacts with clients as required.

• Serves as a client point of contact and is responsible for collection of required client reporting. Monitors existing client credit on a daily basis for issues or concerns.

• Monitors tickler and exception reports to manage flow of financial reporting and client compliance with covenants.

• Prepares internal and external regulatory exam responses. Responds to examiner questions and requests for information regarding assigned portfolio. Assists in cross selling efforts and participates in special projects. Works closely with and provides guidance to Credit Analysts.

• Provides a cohesive and comprehensive approach to review ratings risk assessment portfolios clients and industries in assigned sector. Prepares and presents quarterly and annual risk reviews. Recommends risk ratings and maintains updated credit research on portfolio of clients.

• Trains mentors and develops Analysts and other junior members of the team. Helps drive and support innovation and continuous efficiency improvements.

• Each team member is expected to be aware of risk within their functional area. This includes observing all policies procedures laws regulations and risk limits specific to their role. Additionally they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.

• Performs other related duties as required.

Qualifications:

Minimum Education:

• Bachelors degree in business administration Finance Accounting or related discipline or a combination of education and experience

Minimum Experience:

• 5-10 years of credit analysis or commercial banking experience including experience in one of the following sectors: corporate banking middle market or CRE

Required Knowledge Skills & Abilities:

• Strong understanding of risk management and credit mitigants

• Knowledge risk ratings analysis corporate finance and/or research

• Strong analytical and financial modeling ability

• Strong client service skills

• Strong organizational skills

• Strong verbal and written communication skill

• Strong relationship building skills

• Proficiency using Microsoft Office software products including advanced Excel modeling skills

• Familiarity with Moodys analytics

Benefits:

Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance

Compensation:

The estimated salary range for this role is $85000 - $110000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors such as a candidates qualifications skills and experience.

#LI-ONSITE

• Manages and monitors a portfolio of client credit exposures on an ongoing basis. Underwrites credit requests including new renewals and modifications.
• Ensures adherence to the Wintrust Credit Policy and underwriting practices including: risk philosophy risk appetite and lending strategies. Serves as an additional point of client contact maintaining a high level of client responsiveness serving as lead regarding client servicing activities to proactively identify and mitigate credit risk.
• Navigates a wide variety of financial structures credit scenarios and financial analysis situations. Communicates risk and return with internal banker partners and credit executives. Collaborates with bankers on loan closings to ensure proper documentation of new and amended deals as well as waivers and modifications. Works closely with and provides guidance to Credit Analysts and other team members.

From our first day in business Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation including community banking and financial services subsidiaries is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex age national origin disability veteran status genetic information and other legally protected categories.