Sr Consumer Credit Director

• Provide independent review and credible challenge of credit extension pricing and collections strategies across the consumer bank - including personal loans point-of-sale financing and auto refinance
• Lead the development of preventive and detective control systems including robust early warning indicators and performance monitoring mechanisms
• Ensure credit risk monitoring processes are in place and aligned with company and regulatory standards
• Coordinate credit administration across the bank including Credit Risk Committee meetings and ongoing updates to consumer credit policy risk appetite and concentration limits
• Ensure timely and accurate delivery of credit risk reporting to the Credit Committee Board and regulators
• Deliver forward-looking actionable insights on credit risk to senior management and the Board while providing thought leadership on new product development initiatives
• Represent LendingClub in industry roundtables to stay current on best practices and evolving standards
• Facilitate regulatory exams and ensure readiness across credit risk functions
• Collaborate cross-functionally to support the development and execution of annual operating and strategic plans
• Manage and mentor a team of analysts fostering a high-performing inclusive and growth-oriented culture

• Functional (first or second line) credit risk practitioner with strong analytical skills sound credit judgment and deep domain expertise in consumer credit
• 10 years of progressive experience in financial services with a focus on unsecured consumer lending and credit risk management
• Proven ability to synthesize complex data and communicate insights clearly - both in writing and verbally
• Effective collaborator and influencer with a versatile interpersonal style and strong stakeholder management skills
• Strategic operator with a sharp attention to detail and a results-driven mindset
• Experienced people leader with a track record of building and motivating high-performing teams
• Proficient in SQL Python and Tableau; familiar with CECL (Current Expected Credit Loss) and capital stress testing frameworks
• Masters degree in a quantitative discipline (e.g. engineering finance economics) preferred

Work Location
San Francisco

The above locations are eligible offices for this locations have been determined to foster in-person collaboration with this roles team or the related business lines. We utilize a hybrid work model and our teams are in-office Tuesdays Wednesdays and -person attendance is essential for this roles success and remote placement will not be offers relocation based on actual job level.

Time Zone Requirements
Primarily PT

While the position will primarily work local hours LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to LendingClub offices and/or other locations as needed.

Compensation
The target base salary range for this position is 00. The base salary of the role will be determined by job-related knowledge experience education skills and location. Base salary is just one part of LendingClubs Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance employee performance and eligible earnings).

Were creating new financial services solutions for our members based on fairness simplicity and heart and we treat our employees the same way. We offer a competitive benefits package that includes medical dental and vision plans for employees and their families 401(k) match health and wellness programs flexible time off policies for salaried employees up to 16 weeks paid parental leave and more.

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