Your Mission
Born in the heart of Berlins fintech hub Ratepay has passionately crafted tomorrows payment solutions for over a decade. Today were proud to be Europes leading white-label Buy Now Pay Later provider.
Our success comes from teamwork openness and continuous improvement. We value shared goals over egos fostering a culture of courage commitment and warmth. Our dedicated team of 200 professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning delivering tailored payment solutions for businesses across Germany Austria Switzerland and beyond.
Key Responsibilities:- Developoperate and continuously improve our products ensuring robust and scalable solutions.
- Bring yourexpertisein Java to drive technical innovation and mentor fellow engineers.
- Champion best practices in software development ensuring clean maintainable and efficient code.
- Foster a DevOps mindset and take ownership of solutions in an AWS environment (you build it you run it).
- Design and implement new features and servicesoptimizingsystem performance and user experience.
- Collaborate with cross-functional teams to increase the technical excellence of our engineering culture.
Thats What You Bring Along
- 7 years of experience in software engineering with strongproficiencyin backend development.
- Professional experience in Java development particularly with Spring/Spring Boot.
- Hands-on experience withSpring BootGit Docker and PostgreSQL.
- Strong conceptual knowledge of RESTful APIs microservices and event-driven architecture(ideally Kafka).
- Experience with full software lifecycle development and a DevOps mindset.
- Excellent problem-solving skills and a proactive approach to technical challenges.
- Strong communicationand collaboration skills aligned withRatepaysvalues of ownership and teamwork.
- Ideally prior experience with Kotlin.
Due to our hybrid work model we are looking for candidates based in or near Berlin. Unfortunately we are currently unable to support visa or relocation processes
Thats How Working With Us Will Be
Weremore than just a workplace werea vibrant community of innovators collaborators and visionaries who love what we do and reward those who work with us. Here your careerisntjust a opportunity to thrive learn and make a difference. Take a look at these greatpersonalisedbenefits of working a monthly basis you can choose between mobility fitness food training and much more.
- Flexible working hours
- Work remotely (EU for up to 4 weeks a year)
- 28 vacation days per annum.
- Financial security includingpension plan
- Monthly lunches
- Learning and development (Access to various self-development platforms such as language learning and skills enhancement
- Gym membershipor publictransportallowance
- Ratepawcommunity: Our office has a floor which isdog-friendly. So bring yourpawsomepet to work when needed.
Equal Opportunities & Diversity
We value our diversity and welcome everyone to our team. Regardless of ethnic and social background religious beliefs worldview gender sexual orientation physical and mental limitations age marital status educational background and nationality. With over 200 employees and 40 different nationalities we take our values seriously. These include ownership growth integrity collaboration customer centricity and inclusion.
About us
We dare to design the future of payments. Ratepay is energy and diversity and: custom-made state-of-the-art payment solutions. Established in 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label Buy Now Pay Later payments provider in Europe handling over 2.5M transactions per month and were constantly growing.
We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 250 of them) not cons. We embrace being courageous committed and decisive warm-hearted and having a will to win.
We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us you can integrate direct debit instalments and other words: the favourite payment methods in Germany Austria and Switzerland (the Dutch like it too). Located in the middle of Europes fintech metropolis (Berlin) we are proud to work with major partners such as Eurowings Ebay and About You and hundreds more.
Required Experience:
Senior IC