Senior Director, Credit & Pricing Strategy - Auto
Senior Director, Credit & Pricing Strategy - Auto
Posted on :
11-08-2025
Employer Active
1 Vacancy
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Share
Send me jobs like this
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Monthly Salary
Not Disclosed
Salary Not Disclosed
Vacancy
1 Vacancy
Posted on :
11-08-2025
Job Description
Best Egg is a market-leading tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. We aim to help customers make smart financial decisions and stay on track so they can be money confident no matter what life throws at them.
We offer a flexible work experience top-tier benefits and growth opportunities in a culture built on our core values:
Put People First We foster an inclusive flexible and fun workplace.
Create Clarity Open communication drives trust and results.
Get Things Done We focus prioritize and deliver with excellence.
Deliver with Heart We lead with kindness humility and strong teamwork.
Listen to Our Customers Their needs drive our innovation.
We are looking for collaborative innovative team players who like to solve problems. If youre inspired by inspiring others and want to make a real difference Best Egg is the place for you.
Were proud to be an equal opportunity employercommitted to building a diverse inclusive team.
We are seeking a Senior Director of Credit & Pricing Strategy Auto with deep expertise in near-prime and sub-prime auto lending to join our fast-growing fintech organization. This individual will lead the strategy and execution of credit risk and pricing for our auto-secured lending products owning all aspects of product eligibility pricing underwriting and risk-return optimization.
This highly visible role will work cross-functionally with senior stakeholders and drive product innovation conversion improvement customer experience enhancements and investor returns. The role is both strategic and hands-on requiring an executive mindset with the ability to roll up sleeves and dive into data.
Responsibilities
- Lead development and optimization of credit and pricing strategies for auto-secured personal loans including:
- Credit policy and underwriting criteria
- Pricing structure APR optimization and elasticity modeling
- Fee structure loan amount sizing verification and fraud mitigation
- Design and execute test/control strategies (e.g. champion/challenger) to validate underwriting and pricing performance
- Analyze portfolio trends vintage performance and external benchmarks to inform strategic shifts
- Partner with Decision Science to develop enhance and implement risk and pricing models
- Maintain investor return targets in dynamic economic conditions
- Present business cases performance updates and strategy recommendations to the C-suite and capital partners
- Collaborate with Product Marketing Operations Finance and Capital Markets to drive enterprise-wide initiatives
- Lead a high-performing team with a focus on coaching mentorship and development
Qualifications:
- Experience & Technical Skills
- 10 years of experience in financial services with a focus on credit risk pricing and product strategy
- Must have direct to consumer experience in near-prime/sub-prime auto lending (e.g. secured personal loans or traditional auto loans)
- Bachelors degree in a quantitative discipline (Statistics Mathematics Engineering Economics etc.); Masters degree a plus
- Expertise in analytical tools and data analysis (Excel required; Python strongly preferred; SQL SAS or R)
- Deep understanding of credit bureau data alternative data pricing elasticity and risk modeling
- Leadership & Communication
- Demonstrated ability to influence senior leaders and drive cross-functional initiatives
- Comfortable working in ambiguous high-growth environments
- Experience managing or mentoring a team of analysts or strategists
- Executive presence with excellent verbal and written communication skills
- Cultural Fit
- Strong bias for action and data-driven decision making
- Willingness to challenge the status quo and explore creative approaches
- Belief in collective ownership transparency and continuous learning
- Thrives in fast-paced performance-oriented environments
$230000 - $245000 a year
In addition to semi-monthly salary payments this position is also eligible for an annual incentive bonus based on individual and company performance. Yearly incentive bonus target 30% of base salary. This position may also be eligible for a long-term cash and/or equity incentives.
Employee Benefits
Best Egg offers many additional benefits for our employees including (but not limited to):
Pre-tax and post-tax retirement savings plans with a competitive company matching
program
Generous paid time-off plans including vacation personal/sick time paid short--
term and long-term disability leaves paid parental leave and paid company
holidays
Multiple health care plans to choose from including dental and vision options
Flexible Spending Plans for Health Care Dependent Care and Health
Reimbursement Accounts
Company-paid benefits such as life insurance wellness platforms employee
assistance programs and Health Advocate programs
Other great discounted benefits include identity theft protection pet insurance
fitness center reimbursements and many more!
#LI-REMOTE
In compliance with the CCPA Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy here
Required Experience:
Exec
Employment Type
Full-Time
Key Skills
Report This Job
Disclaimer: Drjobpro.com is only a platform that connects job seekers and employers. Applicants are advised to conduct their own independent research into the credentials of the prospective employer.We always make certain that our clients do not endorse any request for money payments, thus we advise against sharing any personal or bank-related information with any third party. If you suspect fraud or malpractice, please contact us via contact us page.
