Director of Real Estate Issues Management - Remote/Telecommuter
Director of Real Estate Issues Management - Remote/Telecommuter
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Job Description
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Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
*** This position is Remote within Truist footprint ***The Director of Real Estate Lending Issues Management is responsible for leading a centralized team focused on Issues Management ensuring compliance with regulatory requirements and safeguarding the integrity of Real Estate Lending (REL) operations through effective execution of the issues management lifecycle in line with corporate policy. This role leads the team in identification development documentation and remediation of risk-related issues covering all functions and processes including but not limited to: Operations Originations TILA/RESPA Integrated Disclosures Home Mortgage Disclosure Act Loan Quality Key Risk Indicators and Control Gaps/Failures. The team drives accurate root cause identification effective remediation and continuous improvement of business line processes and issues management processes. The role leads a team of highly skilled risk-minded teammates in the first line of defense providing direction and guidance for oversight and governance for all risk types in the core areas. This role owns and executes on REL risk deliverables to ensure consistency and connectivity across key stakeholders in alignment with the firms risk appetite and RELs strategic initiatives & financial plan.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time.
Engage in risk management activities within REL proactively identifying existing and emerging risks evaluating the significance of the risks and providing support in managing acceptance or mitigation of the identified risks. Work collaboratively with aligned GCO Risk Program to ensure alignment with firms risk appetite.
Partner with key risk and compliance partners to develop and implement comprehensive risk management plans aligned to Truists risk framework and enterprise programs.
Ensure aligned businesses teams within REL operate with adequate adherence and remediation to risk management policies and processes.
Lead issues management for REL organization including identification assessment and remediation of regulatory and compliance risks. Develop and implement comprehensive plans to address identified issues preform root cause analysis remediation strategies and ongoing process execution improvements.
Support post-event activities with audit regulators and other stakeholders working with GCO to track findings and observations through determination phase for Issue creation.
Maintain comprehension of regulatory or governing body rules business requirements and applicability to REL products services and underwriting. Provide training to business partners maintain oversight of related documentation understand impact of planned system changes in relation to applicability and recommend risk mitigation measures.
Ensure awareness of Enterprise Issues Management policy and procedures and educate process owners throughout the REL organization to assist in compliance with Policies and Procedures.
Develop and maintain effective communication with REL leadership team and GCO regarding activities trends and events pertaining to Risk Regulatory Audit Compliance and Loan Review activities; promote an internal risk culture that encourages self-identification promoting various risk initiatives and their supporting metrics and the maturity of various underwriting and risk committees/councils.
Develop talent and supervise the overall direction coordination and evaluation of teammates to allow them to meet professional objectives foster career growth and to ensure job satisfaction.
Foster a high performing performance culture fostering continuous learning development and excellence.
Support the Real Estate Lending leadership team by ensuring business results are met key challenges are solved and a customer-first mindset is maintained.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelors degree in business Finance or Risk field or equivalent education and related training or experience
12 years of risk management experience in the banking or financial services industry or related field.
Extensive experience in mortgage banking with a strong understanding of mortgage originations and compliance requirements
Thorough knowledge of regulatory requirements governing mortgage/HELOC lending including but not limited to SAFE Act RESPA TILA HMDA and Fair Lending Laws
Preferred Qualifications:
Masters degree or MBA with a Business Financial or Risk focus
Broad risk and regulatory knowledge with an emphasis on: Credit Market Compliance Operational Reputational and Strategic Risks
Experience supporting audits and engagements with investors and regulators
Demonstrated abilities to think critically and strategically and drive change; successfully manage multiple projects concurrently.
Proven track record of development and implementing risk and control strategies in a large financial services environment
Ability to collaborate and influence effectively across all levels of the organization
ORM Certificate PRM designation or CRCM designation
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits though eligibility for specific benefits may be determined by the division of Truist offering the offers medical dental vision life insurance disability accidental death and dismemberment tax-preferred savings accounts and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment along with 10 sick days (also prorated) and paid holidays. For more details on Truists generous benefit plans please visit our Benefits site. Depending on the position and division this job may also be eligible for Truists defined benefit pension plan restricted stock units and/or a deferred compensation plan. As you advance through the hiring process you will also learn more about the specific benefits available for any non-temporary position for which you apply based on full-time or part-time status position and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race gender color religion citizenship or national origin age sexual orientation gender identity disability veteran status or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the LawPay Transparency Nondiscrimination Provision E-Verify
Required Experience:
Director
Employment Type
Full-Time
