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Job Title: Product Owner Cards & Payments
Required Technical and Professional Expertise
- 8 years experience in banking payments transformations or implementing new payment systems
- 3 years experience as Product Manager/Product Owner
- 5 years experience in building digital payment channels and leading large-scale modernization programs including the development of microservices API frameworks and BIAN APIs.
- Strong knowledge and experience across Payments & Cards domains
- Strong knowledge and experience across Payments messaging standards such as NACHA ISO 8583 ISO 20022 SWIFT
- Strong knowledge of upstream and downstream systems in payments landscape like Core banking Payment Switches Compliance FX Advising Billing etc.
- Experience in working with leading Card Schemes like MasterCard Visa Amex JCB and RuPay. Experience in Cards payments (Cards Networks Issuers and Acquirers).
- Experience in working with payment processors like VisionPlus/Fiserv/First Vision TSYS WorldPay (FIS) Power card PayOne etc.
- Experience in working with payment processing stakeholders like Payment Intermediaries Aggregators Switches
- Strong knowledge about one or more payment systems e.g. Electronic Transfer Cheque Clearing/ACH Card/ATM Networks RTGS Cash Management etc.
- Strong Knowledge of clearing settlement and Dispute Management process.
- Experience of channel side payments systems (e.g. ATM Micro ATM point of sale wallets)
- Good Knowledge of E-commerce/Online payment applications
- Good Knowledge of Contactless payments & Tokenization payments NFC/MFT payment experience will be added advantage.
- Having knowledge on switching and batch process experience will be added advantage.
- Good Knowledge of Payments value chain involving Fraud and Dispute management Network regulation and compliance.
- Demonstrable payment processing and clearing knowledge especially data mapping and modelling to support triaging issues raised in development and production
- Proven track record of successfully leading multiple projects and change management initiatives in a fast-paced and complex environment including liaising with external third-party companies as necessary.
- Requirement Elicitation Capture and analysis with documentation creating user stories acceptance criteria and other technical documentation.
- Experience in business development and sales of consulting services and projects to senior levels of clients organization
- Extensive experience in the delivery of complex consulting services projects within the Financial Services Industry focussed on Payments and Cards domain.
- Knowledge of current business trends (e.g. EPI CBDCs BNPL Open Banking) and technological market trends (e.g. Hybrid Cloud Artificial Intelligence Digital Microservices / APIs)
- Knowledge of payments regulations like SEPA BASEL PSD2 PCIDSS AML
Skills and experience
- BE/BTech MBA candidates with a minimum of 8 years of experience in client facing consulting roles
- Bring deep industry expertise in payments & digital banking and large-scale payments modernization programs
- Strong hands-on development experience with programming languages (e.g. Java Python C# or similar) and frameworks relevant to payment systems.
- Extensive knowledge and experience in database design and optimization on platforms such as Oracle MySQL and MongoDB.
- Provide innovative ideas with our clients to explore disruptive strategies that create business value including usage of new age technologies such as Blockchain and AI.
- Proven experience in implementing payment solutions across multiple platforms and channels using integration patterns such as API ESB and Batch File interfaces.
Behavioral Attributes:
- Analytical organized team player relishes working in a multicultural multi-national business context.
- Strong delivery mindset customer focus commitment to results and high-quality standards.
- Good communication skills teamwork and customer focus are essential.
- Building influential relationships with colleagues partners and customers is an essential part of the Services team strategy for success to date
- Being able to work independently or in a team as needed
EY Building a better working world
EY is building a better working world by creating new value for clients people society and the planet while building trust in capital markets.
Enabled by data AI and advanced technology EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.
EY teams work across a full spectrum of services in assurance consulting tax strategy and transactions. Fueled by sector insights a globally connected multi-disciplinary network and diverse ecosystem partners EY teams can provide services in more than 150 countries and territories.
Required Experience:
IC