Senior Analyst, Credit and Income
Senior Analyst, Credit and Income
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Job Description
- Complete quality control post loan closing/Pre-funding. Review pre-closing/Prefunding documentation to ensure accuracy prior to document release and review post-closing documentation to ensure accuracy after loan closing and confirm supporting documents are all present and correctly executed. Record and report loan exceptions.
- Expertise on RADD Forensic review QM(Conventional FHA VA and USDA) non-QM and Portfolio loans review.
- Credit and Income review; Income calculation; Employment Income self-employed income rental income and other income.
- Identify red flags on loan file(Income documents review asset documents review credit report Fraud report exclusionary list).
- Review entity documentation to understand business structure and authorized signers.
- Knowledge of applicable federal regulations and state laws a plus.
- Ability to prioritize and decipher policies programs and guidelines.
- Strong attention to detail organizational and communication skills.
- Ability to handle multiple tasks take on new responsibilities and prioritize work in a deadline-intensive environment.
- Strong interpersonal and teamwork skills and ability to influence through collaboration.
- Self-motivated high level of personal energy and commitment.
- Flexible to work on Night shifts.
Qualifications :
- Bachelors Degree Masters Degree.
- 5 years of experience in retail US residential mortgage banking and QC/post-closing/Prefunding is required.
Additional Information :
Competitive salary based on your experience and skills
Good Health
Comprehensive insurance plans like Medical Personal Accident Benefit and Life Insurance
Happiness
6 paid days off per year
Employee engagement programs
Opportunities to join our community service initiatives including Habitat for Humanity
Are you up to the challenge What are you waiting for Apply today!
If you have any questions or concerns feel free to reach out to us at
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status.
Remote Work :
Yes
Employment Type :
Full-time
Employment Type
Remote
