Head of Compliance, RESL

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

Job Details:
Provides people management leadership by hiring the best talent setting goals developing staff managing employee performance and compensation decisions promoting teamwork and handling any/all disciplinary actions as required
Supports the development maintenance and continuous enhancement of programs designed to provide effective independent regulatory compliance risk management and oversight of business line(s) supported
Manages regulatory change and provide trusted and reliable reporting advice and opinion to senior leadership and the Boards on the state of regulatory compliance risks controls and outcomes
Work closely with business leaders to develop and operationalize the business plan and deliver on Compliance programs across the bank additionally provides oversight on risk assessment process
Grow team expertise to align with business/enterprise demand and direction; assess team skills and capabilities and
continually look for ways to provide and enhance the value delivered
Acts as a Compliance executive lead on various projects overseeing and/or coordinating a diverse group of compliance professionals project managers analysts business and corporate function specialists risk and control partners and other stakeholders
Coordinates with regulators from the Office of the Comptroller of the Currency (OCC) Federal Reserve Bank (Fed) Consumer Financial Protection Bureau (CFPB) Office of Supervision of Financial Institutions (OSFI) and internal audit to ensure compliance
Aids in development and enhances a scalable compliance program with effective program elements that mitigate areas of compliance risk and establish sustainable controls commensurate with the risk appetite and growth of the Bank and its relevant subsidiaries
Provides seasoned advice and counsel for executive business partners as they pertain to compliance for new business initiatives and compliance issue resolution
Serves as Compliance owner or resource on projects involving most critical and complex laws and regulations that have a significant impact on the operations or strategy of assigned LOBs
Oversees the development of internal processes to identify and manage compliance risks
Manages the review of trend analyses of RIMS Implementation and self-monitoring reports for assigned teams to ensure department standards are met
Oversees the planning creation and maintenance of Corporate compliance database(s) to collect manage and report information required by management
Oversees the resolution of compliance-related problems encountered by various areas of the Company as related to the most critical laws and regulations
Represents Department or Chairs various Company Committees to address activities that are impacted by compliance laws and regulations

Job Requirements:
Bachelors degree or progressive work experience in addition to experience below
10 years related experience required
Certified Regulatory Compliance Manager (CRCM) law degree regulatory or risk management experience a plus
Extensive Operational knowledge as pertains to implementation of regulatory requirements
In-depth knowledge of financial services regulatory industry practices
Strong management experience leading regulatory compliance activities in the Real Estate Secured Lending space
Strong Management skills in the development and mentoring of employees
Experience establishing and implementing effective regulatory strategies policies and plans that support ongoing Company business
Strong management organizational and evaluative process skills. Ability to analyze complex organizational and process issues to isolate regulatory risk exposure.
Demonstrated ability to develop and maintain productive business relationships with internal partners and external regulators
Solid understanding of technologys role in the business and compliance controls
Effective negotiation and influencing skills
Strong analytical skills and ability to exercise sound judgment in development and selection of compliance solutions
Strong collaborative skills and experience leading and working in a matrix environment and on cross-functional teams
Excellent verbal and written communications skills including the ability to persuade and influence a broad spectrum of constituents at all levels

Who We Are:
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.