Loan Officer(Kano)
Loan Officer(Kano)
Posted on :
22-07-2025
Employer Active
1 Vacancy
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Share
Send me jobs like this
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Job Description
Our client is a financial technology company that gives personal or business loans to its customers. They are now hiring for the role of an experienced Loan Officer (Kano)
The successful candidate will grow their MFB s loan portfolio by sourcing appraising disbursing and monitoring loans to individuals SMEs and groups in a manner that ensures profitability portfolio quality and customer satisfaction. The Loan Officer builds strong client relationships ensures timely recovery and supports the financial inclusion mission of the bank.
Duties & Responsibilities
Identify and engage potential borrowers individuals micro-enterprises SMEs and groups to grow the
bank s loan portfolio.
Conduct thorough credit appraisals including business and cash flow analysis site visits and verification of
guarantors and collateral.
Prepare accurate and complete credit proposals and present them to the appropriate approving authority.
Ensure timely disbursement of approved loans while maintaining proper documentation.
Monitor active loans to ensure timely repayments maintain portfolio quality and minimize default rates.
Conduct regular follow-up and recovery activities for delinquent accounts in line with the bank s policies.
Provide financial education to clients on responsible borrowing and business growth.
Build and maintain strong relationships with clients and foster referrals for new business opportunities.
Maintain accurate and up-to-date records of all loan activities and generate periodic reports as required.
Ensure compliance with the clients MFB s credit policies internal controls and regulatory requirements.
Requirements
Bachelor s degree or HND in Finance Business Administration Economics or a related field.
Minimum of 1 3 years experience as a Loan Officer Credit Officer or related role in a microfinance bank
commercial bank or financial institution.
Good understanding of microfinance principles credit risk assessment and recovery techniques.
Strong sales negotiation and interpersonal skills.
Effective communication and ability to explain financial concepts clearly to clients.
Proficiency in Microsoft Office Suite.
Knowledge of the local business environment in Kano and northern Nigeria is essential
Strong business development and client acquisition skills.
Excellent analytical and decision-making abilities.
Target-driven and able to work under pressure to meet goals.
High level of integrity professionalism and customer focus.
Ability to work independently and within a team environment
Employment Type
Full Time
Report This Job
Disclaimer: Drjobpro.com is only a platform that connects job seekers and employers. Applicants are advised to conduct their own independent research into the credentials of the prospective employer.We always make certain that our clients do not endorse any request for money payments, thus we advise against sharing any personal or bank-related information with any third party. If you suspect fraud or malpractice, please contact us via contact us page.
