Who is Plenti
Plenti is a fintech lender providing faster fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences Plenti is taking market share from incumbent players in the personal lending renewable energy and automotive finance markets.
We are a fast moving and ambitious business that seeks to recruit smart and capable people who can take ownership of their role to help the business thrive. With over 250 people based in Australia Plenti is of a size where everyone can make a difference in their role and help us realise our very big ambitions as a team as we go about building Australias best lender.
Plenti is a founder led business that launched in 2014 listed on the ASX since 2020 with annual revenue of over $250 million and a loan portfolio of over $2.5 billion.
Role overview:
Over the past 5 years Plenti has grown its loan portfolio from $400 million to over $2.5 billion with ongoing strong growth momentum. The Treasury team has been integral to supporting this growth with the establishment of a substantial warehouse and ABS issuance program. Plenti operates multiple warehouses and has issued over $3.8 billion of ABS across 10 transactions.
In line with our continued growth and evolving needs we are seeking a Senior Treasury Analyst to take on a pivotal role within our Treasury team.
The Senior Treasury Analyst reports directly to the Treasurer in a small high performing team that manages all aspects of Plentis funding operations and has broad responsibilities to support and improve treasury activities at Plenti.
Key responsibilities:
Play a central role in preparing for and executing ABS transactions across Plentis two debt capital markets programs
Support the Treasurer in managing key funding relationships including with banks investors rating agencies legal counsel and trustees
Oversee the management of Plentis warehouse facilities including monitoring portfolio metrics and overseeing regular processes such as sales drawdowns and reallocations
Prepare monthly reporting packs for warehouse facilities and ABS trusts
Assist in expanding existing warehouse facilities and establishing new funding structures
Support the Treasurer in managing interest rate risk in accordance with Plentis hedging strategy utilising swaps and other derivatives
Maintain and update Plentis funding models and trust management systems as needed
Conduct ad hoc portfolio analysis and assist with other treasury related responsibilities
Support process improvements and automation initiatives within the Treasury function
About you:
This role is ideal for someone with a strong understanding of the financial services industry and experience in funding and securitisation markets who is eager to further develop their expertise in a fast growing dynamic organisation. With a direct reporting line to the Treasurer this role provides strong potential for career advancement for the right candidate.
Essential experience:
A minimum of 4 years of experience in a corporate banking or finance related environment
A minimum of 2 years hands on experience in securitisation
Strong understanding of debt capital and interest rate markets
Advanced proficiency in Excel; experience with data analytics tools or languages such as SQL Python would be well regarded
Bachelors degree in a business or finance-related discipline
Key competencies:
Analytical mindset with a demonstrated ability to solve complex problems
High level of attention to detail
Excellent written and verbal communication skills
Proven ability to manage and prioritise tasks effectively in a fast-paced environment
Collaborative team player
Whats life like at Plenti
Working at Plenti means joining a team that is high-performing diverse customer-focused and collaborative. Its a place where everyone can make it happen and share in the results and success. If being in a dynamic industry as part of a market-leading fintech sounds like you then join to help us reshape Australias financial eco-system for the good.
In return you will enjoy a culture of innovation and entrepreneurship to take your career further. We offer flexible working and volunteer and study leave to develop your skills. We also have monthly social events office snacks company Townhalls and D&I initiatives and events to help you connect with your colleagues.
Plenti is committed to a diverse and inclusive workforce.
We encourage people from different backgrounds to apply including Aboriginal and Torres Strait Islander people and people with disabilities. When you apply let us know of any reasonable adjustments you may need during the interview process so we can accommodate you.