Manager - Credit Strategy & Data Science
Manager - Credit Strategy & Data Science
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Job Description
Job Summary
Job Description
What is the opportunity
The RBC Credit Strategy team is hiring for a Manager Credit Strategy & Data Science to lead the Cards Acquisition team combining credit strategy development with credit talent management responsibilities. You will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. You will also be accountable for the development of an existing talented credit team within the group.
What will you do
Use data mining profitability modelling and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations
Optimize the profitability of RBCs retail credit card portfolio by analyzing designing and recommending credit strategies
Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g. Pathfinder TRIAD)
Build financial models to simulate financial outcomes of strategy decisions measure true outcomes against expectations and drive continuous improvement from findings
Generate learnings to enhance credit strategies using Design of Experiments (DOE) Foundational Testing Challenger/Champion and other testing methodologies
Design and implement management systems to foster and develop a best-in-class credit analyst team
Test new methodologies and tools to enhance models and strategies and drive innovation within credit strategy frameworks and infrastructure
What do you need to succeed
Must-have
Expert problem solving skills including understanding of credit risk fundamentals and financial modelling
Proficient in SQL Excel SAS Word and PowerPoint
Experience with modern analytical tools and technology stacks; Python GitHub AWS HDFS etc.
Experience with Data Visualization tools such as Python (Matplotlib Plotly Seaborn) and Tableau
Ability to develop effective and collaborative relationships (e.g. with stakeholders credit bureaus and remote teams)
Ability to design and deliver compelling presentations to senior management and other stakeholders
Nice-to-have
Experience with adaptive control software (e.g. TRIAD Probe) and credit scoring technologies
Equally effective and conversant in business and technical environments
Whats in it for you
We thrive on the challenge to be our best progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other reaching our potential making a difference to our communities and achieving success that is mutual.
A comprehensive Total Rewards Program including bonuses and flexible benefits fair compensation commissions and stock where applicable
Leaders who help your development through coaching and managing opportunities
Ability to make a difference and lasting impact
Work in a dynamic collaborative progressive and high-performing team
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Job Skills
Business Data Analysis Credit Analysis Critical Thinking Database Queries Data Visualization Decision Making Quantitative Methods Risk ManagementAdditional Job Details
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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best effectively collaborate drive innovation and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect belonging and opportunity for all.
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Required Experience:
Manager
Employment Type
Full-Time
