Analyst, Credit & Analytics
Analyst, Credit & Analytics
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Salary Not Disclosed
1 Vacancy
Job Description
Credigy is seeking an experienced Analyst to join its Credit - Analytics team in Norcross GA. As a wholly owned subsidiary of the National Bank of Canada Credigy has a mandate to deploy capital across a wide variety of asset classes and has achieved exceptional growth and strong risk-adjusted returns through financing and principal acquisitions in the consumer asset-backed space.
The Credit Analytics team is responsible for performing credit risk assessments and ongoing platform surveillance for a wide range of investment opportunities. The team supports investment strategies with technical solutions through data engineering automation and ML model operations while collaborating with cross-functional teams such as investments investment valuation and operations to drive scalable risk analysis and deal execution.
Through our analysis we aim to identify risk and to find creative solutions that lead to successful deal structures for Credigy and our partners.
In this role you will work closely with the Senior Manager Analytics to fulfil the mandates of Credit Analytics team.
Conduct market and investment platform reporting including regular performance monitoring and credit surveillance.
Perform credit risk assessments on new investment opportunities supporting principal acquisition and structured finance transactions.
Build and maintain data pipelines ensuring robust data availability for analytics and reporting.
Operate and maintain machine learning models used for credit evaluation and investment forecasting.
Automate repetitive processes and reporting tasks to improve scalability and accuracy.
Support forward flow deal management including volume tracking pricing evaluation and compliance monitoring.
Collaborate with internal stakeholders to synthesize legal operational and financial information into cohesive investment risk profiles.
Qualifications
Impeccable integrity
Willingness to continuously develop on the summary items listed below and related subject matters.
Professional experience with exposure to at least some of the summary items listed below and related subject matters.
Bachelors degree in a quantitative or technical field (e.g. Information Systems Computer Science Data Science Mathematics etc.)
1-2 years of relevant technical experience this can include meaningful internship or co-op experience in directly related field.
Familiarity with consumer credit asset classes such as: residential mortgages unsecured personal loans solar loans home equity loans etc.
Experience in credit analytics investment due diligence and/or structured finance.
Proficiency in data engineering tools (e.g. SQL ETL tools) BI platforms (e.g. Tableau) and programming languages (e.g. Python SAS and R).
Exposure to machine learning model operations version control and monitoring in production environments.
Experience in automating workflows and managing large data sets for business applications.
Familiarity with financial modeling tools such as Excel VBA and dv01 is a plus.
Founded in 2001 Credigy is a global specialty finance company with flexibility across the capital structure to acquire or finance a broad range of consumer assets. We are a wholly-owned subsidiary of National Bank of Canada (NBC) and our $6B portfolio represents 335 deals and $20B in total investments life-to-date. We are the partner of choice when financial institutions face complex challenges and strategic changes. If you havent heard of us yet were okay with that we focus on serving our business partners not making a name for ourselves.
We are proud of our people-first company culture that has been recognized year-over-year as a Top Workplace both in Atlanta and nationally. What matters to you matters to us so we go beyond the usual benefits to offer meaningful perks that support professional growth personal connection and a life outside the office. Early in the hiring process we partner with you on our innovative personalized flexible work program to maximize compatibility between your needs and the business from day one. Our priority is hiring top talent and helping you create a career you love.
Credigy is a workplace that is free of discrimination and full of opportunity. We prioritize diversity inclusion and belonging and we are dedicated to unbiased recruiting hiring and employment practices. Authenticity goes a long way at Credigy and we get excited about the privilege of hiring people from diverse backgrounds. We are proud to be an Equal Opportunity Employer and commit to ensuring all applicants and employees are considered based on their qualifications and merit without regard to race ethnicity religion national origin sex sexual orientation gender identity age veteran status citizenship disability pregnancy or any other status protected by law. We expect each employee to support this policy in our daily operations and we do not tolerate discriminatory practices or harassment in any form. No matter how you identify or what background or industry you come from we welcome you and feel honored you are considering opportunities at Credigy.
Required Experience:
IC
Employment Type
Full Time
