Risk Management- Lead Credit Officer
Risk Management- Lead Credit Officer
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Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company customers and communities.
As a Lead Credit Officer within the Credit Risk team you will play a critical role in evaluating and identifying risks as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic high-volume and fast-paced environment analyzing loans ranging from $1MM to $25MM. You will be part of a highly collaborative team that prioritizes learning professional development inclusivity and mentorship.
JobResponsibilities:
- Oversee all aspects of credit analysis on commercial real estate/multifamily loans.
- Evaluate and manage risks in complex transactions.
- Serve as a back-up mentor for more junior Credit Analysts and Credit Officers
- Build and maintain strong relationships with internal business stakeholders including sales processing closing and legal.
- Gain a thorough understanding of relevant policies standards procedures and regulatory requirements.
- Apply data analysis techniques to interpret results and provide insights and recommendations to management.
- Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools.
- Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge.
RequiredQualificationsCapabilitiesandSkills:
- Minimum 7 years of experience in commercial real estate lending credit analysis or loan workouts.
- Thorough understanding of multifamily real estate property valuations and cash flow analysis.
- Excellent financial analysis skills including evaluating property cash flows property valuation and personal financial statements.
- Demonstrated success in thriving within a fast-paced collaborative environment while maintaining a high level of attention to detail.
- Excellent verbal/written communication and problem-solving skills.
- Ability to prioritize plan and manage people and processes to complete credit analysis and other assignments as needed.
- Proficiency in Microsoft Word Excel and PowerPoint with the ability to quickly adapt to proprietary systems.
Preferred Qualifications Capabilities and Skills:
- Bachelors degree in accounting finance economics or real estate is preferred.
- Familiarity with regional markets and municipal regulations.
- Advanced degree in a related field.
- Experience with proprietary credit risk management tools.
FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such an employment offer for this position is contingent on JPMorganChases review of criminal conviction history including pretrial diversions or program entries.
Required Experience:
Unclear Seniority
Employment Type
Full-Time
