Senior Credit Risk Analyst (ATH 3331)
Senior Credit Risk Analyst (ATH 3331)
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Job Description
Work Location:
Toronto Ontario CanadaHours:
37.5Line of Business:
Risk ManagementPay Details:
$76800 - $115200 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.
As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Department Overview:
The Senior Credit Risk Analyst will report to the Manager of the RRM Collections Strategy Reporting & Analytics team. The RRM Collections Strategy Team is responsible for producing recurring and ad-hoc reporting on various collections metrics providing oversight on the Customer Assistance business for all Cards and Retail portfolios. In addition the team frequently produces in-depth business analyses providing insight on the Banks delinquent populations.
Job Description / Accountabilities:
Reporting to the Manager on the RRM Collections Strategy Reporting & Analytics team the successful candidate will be responsible for the following:
- Support the team in the production of key deliverables including several highly circulated RRM reports and dashboards on a monthly basis.
- Act as a subject matter expert on TD collections and delinquency for all TD credit portfolios.
- Conduct regular analyses and deep-dives on various Collections & Delinquency subjects based on business needs and ad hoc asks.
- Support the team in the identification of interesting trends in delinquency at the aggregate and portfolio level.
- Produce collections reporting develop new reporting based on business needs and support ad hoc data requests from support partners in the bank.
- Analyze issues and identify potential solutions that further TD Risk Management and Collections Strategy business objectives.
- Ensure the timely communication of issues that are relevant to the team and encourage a good working relationship with other internal and external groups.
- You are required to demonstrate governance control and risk management behaviours in alignment with TD policies and practices.
Qualifications / Skills / Experience:
- High proficiency traversing and manipulating large relational datasets using querying languages such as SQL SAS and Python.
- Experience creating insightful data visualizations displaying metrics in a clear and understandable manner using Tableau.
- Strong analytical and organizational skills must possess the ability to organize and bring order to data and information drawing conclusions and making appropriate recommendations.
- Flexibility to adapt to rapidly change. Ability to take initiative to complete job requirements while balancing competing workload requirements.
- Excellent written and oral communication skills with the ability to synthesize and distill complex information draft reports procedures presentations and business correspondence.
- Extremely strong attention to detail.
- Ability to work independently and in teams with the guidance of the unit manager.
- Participate fully as a team member promote team effectiveness and contribute to a positive work environment.
Specific Educational Requirements / Accreditations:
- University degree
- 2 or more years of relevant experience.
- Knowledge and understanding/experience in other risk areas is considered an asset.
- Experience using Databricks and Microsoft Azure are considered assets.
Who We Are:
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.
TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more
Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.
Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.
Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Sans ObjetRequired Experience:
Senior IC
Employment Type
Full-Time
