Underwriter
Underwriter
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Job Description
At Dallas Capital Bank we are proud to bring a world-class banking experience that combines new technology with unceasing service to the Dallas metroplex and the people who make it strong. We take pride in understanding our clients and the time to recognize their needs. Combining years of proficiency with a heart for service our team is ready to partner with our clients and provide the support and guidance they deserve.
We are centrally located in Dallas at Spring Valley and Dallas North Tollway and looking for a portfolio manager who wants stability growth opportunity and an excellent compensation and benefits package.
In this position you are responsible for preparing credit analysis (C&I / Middle Market / Private) on current and potential borrowers/loan accounts conducting industry research while supporting the banking officers in granting credit managing a robust pipeline and deadlines and monitoring loan files for adequate and current financial information and documentation.
QUALIFICATIONS / SKILLS:
- Four-year college degree or equivalent.
- 3 - 5 years commercial bank credit underwriting/portfolio management experience.
- Completion of a formal credit training program a plus.
- Thorough knowledge and understanding of loan documentation and bank rules and regulations BSA KYC CRA compliance.
- Demonstrated knowledge of intermediate accounting and its practical application in the credit underwriting process.
- Demonstrated ability to critically think formulate and support credit decisions and logically defend positions.
- Demonstrated ability to negotiate on behalf of the Bank and the borrower while appropriately balancing risk and shareholder value.
- Strong analytical skills including the ability to read understand and explain complex information.
- Strong attention to detail organizational and time management abilities.
- Superior verbal and written communication presentation and technical skills.
- Demonstrates professionalism commitment to the job and flexibility as business dictates.
- Proficient in Microsoft Office Suite and familiar with software such as Moodys.
WORKING CONDITIONS / ENVIRONMENT:
HOURS: Monday - Friday; 8am - 5pm; Onsite
Some variation in work hours due to special projects and deadlines.
TRAVEL: Occasionally
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
The job operates in a generally comfortable and professional office environment largely sedentary work with some moving about the bank. This role as some interruption changing priorities with regular deadline pressure. Can be stressful due to legal concerns deadlines etc. Verbal and written communication skills along with telephone and computer usage are critical to the job. Must be able to think quickly and effectively in handling a difficult client/team member. Must be able to read comprehend and communicate complex information (i.e. speaking to customers and within small groups read credit reports and required documents etc.).
While performing the duties of this job the employee may sit or stand and is regularly required to talk and listen. There is frequent repetitive use of keyboard and mouse for extended periods of time approximately 6 hours per day. This role occasionally operates an automobile traveling to customer locations.
This job post is not intended to be all-inclusive. Duties responsibilities and activities may change at any time with or without notice to meet the ongoing needs of the organization.
I understand that if I am offered employment I will be required to and hereby authorize to submit fingerprints which will be run through a national database for investigative purposes.
Employment Type
Full-Time
