Payment Operations Risk & Controls Senior Product Specialist
Payment Operations Risk & Controls Senior Product Specialist
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Job Description
The Payment Operations Risk & Controls Senior Specialist at Wise is responsible for identifying and managing operational risks and controls within the Payment Operations team. This role involves collaborating with various teams including operational product compliance and risk teams to assess mitigate and monitor risks. The specialist will focus on driving a risk-aware culture ensuring compliance with regulatory requirements and enhancing risk management processes across the organization. The position requires a strategic mindset strong communication skills and the ability to work effectively under pressure.
Responsibilities:
Help teams analyze new and existing products and operational processes assessing risks and working with stakeholders to reduce risks to acceptable level;
Proactively identify risks inefficiencies and improvement opportunities and initiating strategic projects to address them.
Independently execute various risk-related tasks such as monitoring controls conducting risk assessments analyzing data and investigating potential issues.
Assess and test existing controls working with stakeholders to improve existing controls and implement new ones;
Ensure compliance with Regulation E in Payment Operations. Supporting the operational teams on how to interpret regulatory requirements improving processes and our product to avoid regulatory breaches and/or incidents.
Drive risk awareness across Payment Operations and ensuring alignment across the whole organization. Promoting and helping embed a strong risk culture making risk meaningful and relevant to everyone at Wise.
Work cross functionally with various other teams in Wise including Group Risk Compliance Product Finance Treasury;
Drive risk mitigation projects and ensure their timely completion. Ownership of issue remediation activities using our risk management tool (Audit Board) to ensure appropriate risk focused prioritization.
Perform monitoring routines over various topics reporting the results.
Qualifications :
Experience conducting risk assessments and control testing including SOX controls
Experience across enterprise risk management inherent and residual risk assessment and risk reporting
Track record working across the operational risk spectrum. Payment products ACH payment rails and payment operations are a bonus
Experience working with Regulation E ability to translate the requirements and adhere to regulatory guidelines
Experience analyzing and interpreting complex regulatory frameworks and apply them effectively
Ability to effectively communicate across different audiences
Experience in working with cross functional teams such as operations product development to external partners
You are able to prioritize effectively and call out what the key areas of improvement and implementation required are from a regulatory point of view
Youre data-driven able to prioritize the value add measure the impact and have a proven track record of moving metrics and reaching your KPI goals.
You have experience in project work and are willing to learn more to become a project manager for the topics in your scope.
You have a keen eye for detail and are resilient when facing difficult tasks.
Youre a strong relationship builder across all levels of the business and externally. You lead by example and can demonstrate the Wise values in all your actions.
You have a strategic mindset and are able to understand the big picture connecting the risk strategy with the wider organizational strategy and proposing enhancements that will provide long-term benefits for the organization
You can explain problems clearly and include others in the team to discuss solutions. Youre able to persuade others and you arent afraid to challenge something when you need to.
You have a sense of urgency and an ability to work well under pressure prioritizing taking responsibility and working to tight deadlines.
Your intellectual curiosity has no limit and this is your guiding light. You have the self-awareness to understand when you dont know something and the humility to learn.
Additional Information :
RSUs in a rapidly growing company
An annual self-development budget
Medical dental & vision insurance including HSA and FSA options
Company-paid: Life Insurance Short & Long-Term Disability and an EAP program
Flexible working model a mix of working from home and from the office
Relocation expenses covered
25 days PTO 15 sick days 11 holidays 5 compassionate leave days 3 paid Me days and a paid volunteer day annually
A paid 6-week sabbatical leave after four years
18-weeks of paid parental leave after a year with us
401k with up to a 4% employer match
For everyone everywhere. Were people building money without borders without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.
Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what its like to work at Wise visit .
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
