drjobs Mortgage Loan Officer

Mortgage Loan Officer

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1 Vacancy
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Job Location drjobs

Lafayette - USA

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Our goal at Fidelity is to create a better future by acting with accountability and integrity alongside our customers and within our communities. Since 1908 we have built a legacy upon simple enduring values and an unwavering commitment to the communities we serve. We pride ourselves on being part of a community-focused and team-oriented work culture where we invest in our associates to ensure success within the company.

Fidelity Bank headquartered in New Orleans Louisiana believes in making a difference by living our mission of Here for Good to help families and businesses thrive in the communities we serve. Our mortgage division NOLA Lending Group is a leader in providing residential home financing solutions in 46 states.

Fidelity promotes a culture of work/life balance for all associates. We offer a competitive total rewards package for eligible associates including:

  • Competitive pay based on the position qualifications relevant experience and skillset
  • Paid Time Off
  • Up to 14 paid holidays annually
  • Comprehensive Medical Dental and Vision Insurance
  • Employer Funded Health Savings Account
  • Paid Parental Leave
  • 401(k) with matching contributions
  • Wellness Program to reduce health insurance premiums
  • Free or discounted banking and mortgage services
  • Basic Life Insurance and AD&D
  • Tuition Reimbursement Plan
  • Associate Referral Program
  • Associate Volunteer Program
  • Employee Assistance Fund (subject to IRS guidelines)
  • Employee Assistance Program
  • Opportunities for training and career development
  • Gym Discounts Verizon Wireless Discounts Tickets At Work Discounts
  • Retail branch locations are closed on Saturdays!

The benefits listing is for informational purposes. Additional details regarding compensation and benefits will be provided during the application process. Fidelity reserves the right to modify amend or terminate any and all benefits at any time.

Do you want to make a difference If so this opportunity may be the right choice for you! Fidelity Bank/NOLA Lending Group is looking for competitive self-reliant energetic individuals that are driven to succeed.

Position Summary:

The Loan Officer is responsible for making sales. This position requires strong sales and marketing skills excellent communication and detailed follow-through. A Loan Officer is responsible for self-sourcing high quality loans while providing excellent customer service. Must be able to identify opportunities and to develop strong business relationships with realtors builders and other business partners. Sales experience preferred but not required.

This position is exempt under the Fair Labor Standards Act and is not eligible for overtime pay.

This position may be filled at a lower or higher level depending on the candidates qualifications and relevant experience.

Required Qualifications Competencies and Skills:

  • GED or High School diploma
  • Must be customarily and regularly engaged away from the employers place of business engaging in sales activities
  • Ability to build relationships with realtors agents brokers builders customers title companies insurance companies and other outside referral sources
  • Ability to organize prioritize and handle a high volume of loans in the pipeline all in various stages of the loan life cycle
  • Ability to manage multiple contacts handling the loan at different stages
  • Ability to obtain Safe Act certification
  • Sales-oriented
  • Excellent verbal and written communication skills
  • Good problem solving and negotiating skills
  • Strong organizational skills
  • Strong time management skills
  • Strong analytical skills
  • Detail oriented
  • Proficient in Microsoft Office including Word and Outlook

    Preferred Qualifications Competencies and Skills:

    • Bachelors degree preferably in a business-related field. Four years of related experience can be substituted for the degree.
    • Mortgage lending industry experience
    • Previous background in business sales marketing or management
    • General knowledge of the processing and underwriting functions
    • General knowledge of investor procedures/guidelines
    • Encompass experience

      Essential Duties and Responsibilities:

      • Supervises Loan Officer Associates
      • Develop new business by utilizing various methods that may include but not limited to: attending/sponsoring community or marketing events and realtor open houses hosting realtor appreciation breakfasts/lunches/dinners attending/conducting continuing education classes attending/hosting broker tours maintaining social networking sites and cold-calling agents
      • Send email blasts to realtors agents brokers and builders with new products and/or rates
      • Take complete and accurate loan applications and submit to Processing
      • Analyze and understand pay stubs and tax returns and calculate debt business income and rental income to understand and explain to a loan applicant why their loan was approved/not approved
      • Follow credit guidelines to understand findings from credit reports
      • Order appraisal and title fees
      • Request required documents from customers
      • Communicate changes to processing department
      • Review and initial fee sheet
      • Review Closing Disclosure
      • Attend closing or be available by phone when possible
      • Assist with clearing investor conditions to get loan purchased
      • Consistently exemplifies our Core Values of Integrity Community Dependability Excellence Longevity and Accountability
      • Complies with regulatory rules and regulations evidenced through successful completion of training and demonstrated ability
      • Performs other duties and/or special projects as appointed by management
      • Physical Requirements: primarily sitting with some standing walking lifting and bending

      Fidelity Bank is an Equal Opportunity Employer/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age pregnancy genetic information disability status as a protected veteran or any other protected category under applicable federal state and local laws. Fidelity promotes a drug free workplace.

      If you require an accommodation to submit your application for an open position please send an email request to or call . All information provided will be kept confidential and will only be used to the extent required to provide the needed reasonable accommodation.

      For assistance or questions regarding the recruitment process please email .

      This position is located in Lafayette LA 70508.


      Required Experience:

      Unclear Seniority

      Employment Type

      Full Time

      About Company

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