Essential job functions Responsible for originating own sales by contacting prospective clients and by developing and maintaining referral sources. Spend over 50% of time away from employers place of business in performing principal duty of selling loan products offered by company. Interviews takes applications and processes preliminary documentation on loan requests. Discuses loan alternatives credit criteria interest rates and loan documentation with customers. Assesses customers applications and evaluates products pricing and other variables in order to determine which mortgage products might best serve customers needs. Submits within company designated time frames all files to operations staff for processing underwriting closing and funding. Performs follow-up work to achieve conditional loan approval within established time frames. Locks in rates and programs for customers when reasonably requested and in a timely manner. Completes lending operations in accordance with established Company policies and legal requirements. Assumes responsibility for establishing and maintaining effective and professional business relations with customers realtors building professionals and referral partners. Maintains current and thorough knowledge of all lending programs policies procedures and regulatory requirements.
FLSA Status: Commission Only
Minimum requirements
High School or GED required. NMLS MLO License.
Knowledge Skills and Abilities
Ability to prioritize and multi-task while working in a fast paced environment. Exceptionally detailed focused and motivated professional. Excellent communication skills. Pleasant with customers business partners and colleagues. Knowledge of automated underwriting systems (DU/LP) HUD and RESPA Regulations. Comprehensive understanding of legal compliance and Investor requirements.
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