Principal Product Manager, Financial Operations
Principal Product Manager, Financial Operations
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Job Description
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload.
Upstart is a digital-first company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; and Austin Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team:
Upstarts Financial Operations team is the backbone of our financial integrity building the ledgers close-automation and cash-management systems that give executives real-time audit-ready insight into the companys performance. Innovating at the intersection of Capital Markets Accounting FP&A Treasury and Engineering the team builds the foundational analytics and internal tooling needed to streamline deal execution and improve transparency. Financial Operations solutions play a critical role in shaping how we manage the balance sheet execute securitization and capital transactions and maintain a high-quality accounting close process.
As the Principal Product Manager Financial Operations at Upstart you will own the vision and roadmap for this FinOps platform end-to-end: replacing spreadsheet sprawl with append-only services automated controls and self-service planning tools that scale with our growth. Youll orchestrate multiple engineering and stakeholder pods drive SOX-compliant releases and unlock day-zero visibility for Accounting FP&A and Treasury so leadership can steer the business with speed and confidence.
How youll make an impact
- Enable real-time trustable financial visibility. Ship solutions that cut manual data prep and give FP&A and Treasury instant insight into cash liquidity and P&L drivers
- Design and build scalable systems that automate core Treasury and Capital Markets workflows and unlock efficiency
- Accelerate planning and forecasting cycles. Replace manual workflows with a self-service planning platform
- Partner closely with engineering leadership to define the long-term vision and roadmap for reporting and analytics automation
- Institutionalize data governance and audit readiness. Design event-sourced ledgers evidence capture and access controls
- Define product strategy and roadmaps and launch features in partnership with engineering teams
Minimum Qualifications
- 5 yrs of end-to-end product ownership across mission-critical Financial Operations domains (GL AP/AR treasury revenue recognition)
- Experience leading initiatives at a Principal PM level
- Proven track record orchestrating across engineering teams to replace manual workflows with real-time services
- Executive-level influence and ability to consistently drive alignment on roadmap risk trade-offs and control design
- Customer-backed problem framing and discovery excellence. Experience with validation via rapid prototyping
- BA/BS in Finance Economics Computer Science Electrical Engineering Mathematics Statistics a related technical field or equivalent practical experience
- Agile execution at scale. Demonstrated ability to build and maintain outcome-oriented backlogs enforce crisp sprint goals and drive continuous delivery without sacrificing quality or compliance
Preferred Qualifications
- Experience building financial tooling or working in capital markets treasury or fintech environments.
- Has shipped at least one SOX-compliant event-stream ledger or close-automation platform and operated with the full strategic autonomy
- Passion for empowering non-technical teams through data and tooling.
Position location This role is available in the following locations: Remote
Time zone requirements The team operates on the East/West coast time zones.
Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together.
If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email
Staff IC
Employment Type
Full Time
Key Skills
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