Credit Risk Review Advisor Senior - Commercial Lending (HYBRID)
Credit Risk Review Advisor Senior - Commercial Lending (HYBRID)
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Job Description
Job Title: Credit Risk Review Advisor Senior - Commercial Lending (HYBRID)
Location: Houston TX
Duration: Fulltime
Job Description:
- Executes file review assessment on complex credit and credit related transactions including credit facility structures and underwriting processes with expert knowledge of credit policies and procedures. Understands inherent risk and the materiality of risk for credit transactions.
- Validates scorecard risk ratings and borrower credit administration. Ensures understanding of portfolio issues trends and root causes in order to manage credit portfolios effectively.
- Independently completes work papers issue tracking supporting documentation follows up on exam findings with business leaders and acts as a Second Level Reviewer.
- Effectively communicates credit risk reviews objectives outcomes and recommendations for issue remediation as needed. Analyzes risk in assigned credit portfolios by reviewing relevant reporting and assessing trends. Provides expert analytical insight and identifies risk concentrations systemic trends or issues.
- Participates in continuous monitoring for assigned portfolios. Oversees file review activities of reviewers as Reviewer in Charge for assigned business segment(s).
- Perform assessment of file review results and findings to determine final ratings and drafting of review reports. Serves as an expert resource to the team.
- Expert understanding of the credit cycle and economic indicators impact on key driving metrics. Demonstrates expert knowledge of where and how to leverage industry/economic research tools into the review.
Preferred Qualifications:
- The position requires robust credit knowledge and strong experience related to Commercial credit extension and management.
- 10 years of Credit Risk/Credit Underwriting preferred specifically dealing with larger more complex transactions in Commercial CRE Corporate Banking Leverage Lending Middle Market etc.
- Strong verbal and written communication in addition to ability to handle difficult conversations are critical to effectively communicate with stakeholders.
Ideal Candidate
- Avg Deal size is $50MM
- Bigger Banks - asset size 80B
- Revenue Space - ABL Business Banking Corp Bank/Mid-Market Lower Mid-Market could be like Commercial Underwriting experience.
Employment Type
Full Time
