Payments Analyst

Job Title: Payment Analyst

Contract Type: Permanent Fulltime

Location: Bradford. Chatham Petersfield

Working Pattern: Hybridtypically a couple of days a week in the office. Part-time or flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldnt hinder you from applying for new opportunities which is why we aim to match your existing flexible working arrangements where possible.

What We Offer:

• Holidays: 25 days holiday up to 30 days (depending on service)
• Pension: We know it is important to save for the future that is why we will contribute up to 10%
• Maternity/Paternity: We realise that family time is important we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leave
• Volunteering: 2 paid days to give back to the charity of your choice
• Development: LinkedIn Learning for all
• Finance: Snoop Premium available to all colleagues
• Medical: Opportunity to opt in for Private Medical Insurance
• Bonus: Discretionary annual bonus

The Role:

You and Your Team:

In this role you will be part of the Payment Services team who are responsible for payment channels and regulatory compliance within the VBG payment ecosystem.

You will be responsible for undertaking payment transaction banking data analysis using SQL (or snowflake) technologies (Power BI Excel etc) to create MI Dashboards for stakeholder forums . You will monitor Payment ecosystem controls to oversee processing of transactions and payments for Credit card and Vehicle Finance products.

As a Payments Analyst some of the key responsibilities are:

• Payments MI Dashboards: Setup and maintain regular Payment monitoring dashboards for Payments forum working group ceremonies.
• Processing Payments control monitoring: Create dashboards MI to ensure payment transactions are being applied in a timely and accurate manner.
• To interpret business requirements and determine optimum MI solutions to meet business needs.
• Investigating and Supporting Risk Events: Support Payment risk events to resolve payment incidents and irregularities by collaborating with internal teams including investigation of customer complaints and reported issues/errors.
• Creating and ongoing maintenance of Payment process documentation.
• Support with Payment service compliance and TRA Rate monitoring analysis and Rep17 quarterly runs to ensure adherence to compliance.
• Support Finance product and digital stakeholders on payment data requirements queries.
• Ensure a current understanding and relevant level of knowledge of payments is in place across the business and Group.

What Were Looking For:

• Understanding of data analysis incl. SQL coding Excel and Power BI skills
• Able to work independently and objectively and as part of a team
• Previous experience within Payment Services within Financial Services is desirable
• Effectively plan and organise work prioritising deadlines whilst working at a fast pace
• Ability to work and keep deadlines in an evolving work environment including working to strict SLAs

Offers are subject to satisfactory background checks including credit fraud and employment references.

Who We Are:

At Vanquis we have a simple purpose: to deliver caring banking so our customers can make the most of lifes opportunities. Established in 1880 were now a FTSE All Share company and leading specialist bank. We lend responsibly providing tailored products and services to over 1.75 million UK customers.

We take care of our colleagues as well as our customers working hard to create a rewarding and supportive work environment. That means competitive salaries benefits and a Group-wide recognition scheme. Everyone can enrol in our pension and after six months you can join our Buy as You Earn scheme.

Were about more than financial rewards though. We give everyone a voice in the business and room to be their authentic self. And we know youre here to build your career so we help every colleague with training and development opportunities. Making sure theres always something new to learn.

Vanquis Bank is an Equal Opportunity Employer
Here at Vanquis Banking Group we embrace everyones unique strengths and identities to be themselves at work. Regardless of how you identify yourself your sexual orientation martial or civil partner status race colour nationality ethnic or national background faith disability or age your experiences and background help enrich our teams and most importantly help support our customers in the best way possible. At the end of the day its our people that help us to fulfil the reason why were here in the first place: to help put people on a path to a better everyday life.

If theres anything we can do in the recruitment process to help you achieve your best get in touch. Whether its a copy of our application form in another format or additional assistance were available to help. You can contact us at

At Vanquis weve been empowering lives since 1880. As a FTSE All Share company and leading specialist bank we lend responsibly to over 1.69 million UK customers.

Were just as committed to our colleagues as we are to our customers offering competitive salaries comprehensive benefits and recognition schemes. With pension plans our Buy as You Earn scheme and ongoing training opportunities we create a supportive environment where you can grow and thrive.

Bring your authentic self find your voice and build your career with usbecause at Vanquis we believe in making the most of lifes opportunities.