Commercial Credit Underwriter (SBA)
Commercial Credit Underwriter (SBA)
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Location:
4910 Tiedeman Road - Brooklyn Ohio 44144About the Job
SBA Credit Associates are experienced commercial underwriters who are responsible for reviewing and analyzing all types of credit information on existing and prospective customers applying for a SBA product. This core underwriting role assists in structuring new requests as well as completing renewals while independently managing workflow and communication with field partners. Credit Associates are required to decision loans within an assigned lending authority and make educated well-thought recommendations when decisioning requires a higher level approval authority. This position reports to an Underwriting Team Leader.
Essential Job Functions
Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision.
Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations.
Responsible for the development of quality credit memos and adherence to Key Banks credit policy.
Decision loans within delegated authority or recommend decision to appropriate credit partner.
Monitor and identify risks within the existing portfolio.
Identify and escalate material issues or trends in a timely manner.
Serves as mentor coach and trainer for the analyst and underwriting staff.
Periodic projects related to the constantly changing risk management environments.
Required Qualifications
At least two years of commercial underwriting experience preferably in SBA.
Bachelors Degree with a preferred focus on Business course work or equivalent work experience
Firm understanding of commercial credit underwriting/approval methodologies.
Satisfactory understanding and knowledge of commercial credit policies procedures and loan systems
Commitment to core values; Teamwork Respect Accountability Integrity Leadership
Ability to work well individually as well as part of a team
Demonstrated business writing and communications/presentation skills
Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word Excel)
Eligibility to work permanently in the U.S.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing
Employment Type
Full-Time
