ACH Operations Analyst - Charlotte
ACH Operations Analyst - Charlotte
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
ACH Operations Analyst Safeguard and streamline electronic payments for a growing community bank
Our client is a century old relationship driven financial institution serving customers across the Southeast through multiple branches and robust digital channels.
What You ll Do
-
Serve as the bank s ACH subject matter expert and stay current on NACHA rules and Treasury Green Book guidelines.
-
Monitor daily ACH files resolve exception items and process returns NOCs stop payments disputes and reclamations.
-
Maintain NACHA Risk Management Portal data for RDFI activities and perform ongoing risk assessments.
-
Reconcile operating trust payroll and draw down accounts; keep unapplied cash trust balances and unbilled WIP up to date.
-
Detect and mitigate potential fraud or cyber threats tied to ACH transactions.
-
Assist with core system and product testing procedure updates audits and regulatory examinations.
-
Provide exceptional service to internal teams and customers cross train on other Bank Services tasks and protect confidential information.
-
Complete mandatory compliance training and follow BSA/AML CIP OFAC and related regulations.
-
Perform additional duties and special projects as assigned.
What You Bring
Must Have
-
Accredited ACH Professional (AAP) certification.
-
Five or more years of hands on ACH processing and compliance experience.
-
Deep knowledge of NACHA Reg E BSA/AML USA PATRIOT Act and related regulations.
-
Solid grasp of accounting balancing principles and bank operations.
-
Proficiency with Microsoft Office and core/ancillary banking systems.
-
Ability to work independently resolve escalated issues and travel occasionally for training.
Preferred
-
Bachelor s degree in accounting finance or a related field.
-
Familiarity with Fiserv core products.
-
Experience with Q2 Centrix modules such as Positive Pay and Dispute Tracking.
Work Environment & Physical Requirements
-
Professional office setting with standard office equipment (computers phones copiers).
-
Frequent communication keyboard use and vision demands (close distance and focus adjustment).
-
Occasional movement around the office and ability to lift up to 25 lbs.
-
Reasonable accommodations provided for qualified individuals with disabilities.
Why Join
-
Help fortify the payments backbone of a mission driven community bank that values integrity inclusion and career growth.
-
Competitive pay comprehensive benefits and an equal opportunity workplace from day one.
Our client is an equal opportunity employer. All qualified applicants will receive consideration without regard to any protected characteristic.
Employment Type
Full Time
