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You will be updated with latest job alerts via emailRequisition ID: 226442
Join a purpose driven winning team committed to results in an inclusive and high-performing culture.
The Manager Non-Pre-Approval Originations will utilize combination of their existing credit risk knowledge as well as analytical skills to develop and monitor credit risk origination lending strategies policies and processes to optimize risk/return for credit cards unsecured lines of credit unsecured installment loans and over drafts for the Canadian retail portfolio.
The manager will use in-depth portfolio analytics to monitor its delinquency/loss performance derive insights optimize approval/decline decision criteria automate decisions and limit assignment strategies for New and Existing customers leveraging champion/challenger capabilities to confirm assumptions learn about shifts in consumer credit behavior and identify risks/opportunities that will impact the Risk Appetite Framework. These tasks will be accomplished leveraging extensive consumer data in banks data lake credit risk and lending business expertise and advanced analytics techniques including machine learning. The person must have strong communication skills to propose changes to senior management and collaborate with risk partners including Product Operations and Regulators.
This position requires technical expertise including experience with risk technologies origination and various testing methods to lead strategy and policy implementation with minimal defect as well as a deep understanding of credit bureau information.
Is this role right for you In this role you will:
Origination Strategies
Portfolio Monitoring
Support Business Line Initiatives/Projects
Do you have the skills that will enable you to succeed in this role - Wed love to work with you if you have:
Whats in it for you
Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: for every future we help our customers their families and their communities achieve success through a broad range of advice products and services including personal and commercial banking wealth management and private banking corporate and investment banking and capital markets.
At Scotiabank we value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including but not limited to an accessible interview site alternate format documents ASL Interpreter or Assistive Technology) during the recruitment and selection process please let our Recruitment team know. If you require technical assistance please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however only those candidates who are selected for an interview will be contacted.
Required Experience:
Manager
Full Time