Credit Analyst
Credit Analyst
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Job Description
- Full-time position based in Melbourne CBD
- Non-conforming lender - our client provides a flexible approach to the assessment of their clients finances
- Great Career Progression with a supportive team environment.
About Our Client
Our client is a family owned and managed business with headquarters in Melbourne Victoria. For over 75 years they have given hope to borrowers who have been turned away by the major lenders and banks. By providing a flexible approach to the assessment of their clients finances they have supported countless families with opportunities to secure their future. Their team of professionals share a wealth of experience across all areas of banking and finance having financed more than 30000 dwellings to date.
About The Opportunity
We are currently looking for a proactive Credit Analyst to join our clients team. Reporting to the Credit Manager youll play a key role in the assessment and processing of mortgage applications. This is a fantastic opportunity to further your credit experience in a non-conforming lending environment where youll be exposed to a variety of client scenarios and learn how to assess applications that sit outside the traditional lending space.
Youll work alongside a supportive team of Credit Analysts BDMs and the Senior Leadership that will help you grow in your credit career.
Key responsibilities you will be:
- Prepare assess and submit consumer and business loan applications in line with internal policies.
- Oversee scenarios and workshop deals in collaboration with the Credit Manager and other senior stakeholders.
- Build and maintain strong working relationships with brokers sales teams and internal departments.
- Identify opportunities to enhance credit processes and procedures for efficiency and compliance.
- Complete due diligence across all applications ensuring alignment with NCCP AML/CTF and Privacy obligations.
- Support internal reporting requirements and contribute to operational excellence initiatives.
About You
- A minimum of 3 years experience in credit analysis or underwriting ideally within mortgage finance or banking sectors.
- Familiarity with ApplyOnline or loan origination systems.
- Exposure to non-conforming lending will be highly regarded.
- Solid understanding of mortgage lending and complex financial structures including companies and trusts.
- Excellent interpersonal skills and a natural ability to build trust with internal and external stakeholders.
- Strong organisational skills and the ability to juggle multiple priorities in a fast-paced environment.
- Prior experience holding a Delegated Lending Authority (DLA) will be highly desirable.
- A positive and professional attitude with the willingness to be onsite in the Melbourne office 5 days per week.
How to Apply
Please apply via LinkedIn and provide a copy of your resume. If you would like to provide a cover letter that would be welcomed.
Any questions can be directed to Celine Drogat at
No Agencies thank you.
Required Experience:
IC
Employment Type
Full-Time
