Credit Products Underwriter II Commercial Banking (76640)
Credit Products Underwriter II Commercial Banking (76640)
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
$ 90000 - 130000
1 Vacancy
Job Description
Req ID:76640
Location:Denver -DEN Phoenix -PHOE
Areas of Interest:Commercial Banking; Commercial Credit Analyst; Commercial Credit Underwriter
Pay Transparency Salary Range:$90000 - $130000
Application Deadline:06/27/2025
BOK Financial Corporation Group includes BOKF NA; BOK Financial Securities Inc. and BOK Financial Private Wealth Inc. BOKF NA operates TransFund and Cavanal Hill Investment Management Inc. BOKF NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial.
Bonus Type
Summary
Join us as a Credit Product Underwriter II-Commercial. Our commitment to you is a positive work environment a deep connection to our communities and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions we believe no challenge is too big and no opportunity is too small when we work together to build relationships.
Job Description
The Credit Products Underwriter II - Commercial is primarily responsible for underwriting complex financial transactions including the financing of investment real estate owner-occupied real estate working capital equipment and LBOs/acquisitions healthcare-related opportunities as well as credits augmented with an SBA guarantee. In addition the CPU II is responsible for providing product and industry expertise to the client by designing and executing solutions for complex clients and transactions. Industries and Product offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% ) of the Credit Requests are from prospects which require additional level of due diligence and analysis. The CPU II will have multiple active credit requests from various Relationship Managers and various geographic locations and must be able to prioritize and exhibit strong time management. The CPU II will have client facing responsibilities providing the necessary consultation to deliver the best possible integrated solution to the client. Good communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPUs time will be balanced between analysis of clients design and execution of deals and joint client calls with RMs to provide advice. The Credit Products Underwriter II will partner with the RMs to assist in generating revenue and profitability.
Team Culture
We live the company values in everything we do and act with honor and transparency. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities. The entire team works hand-in-hand on write-ups.
The Credit Product Underwriter II role provides a solid foundation for opportunities throughout the organization. Underwriters develop into more senior credit professionals or leverage their experience with clients to transition into sales.
How Youll Spend Your Time
- You will independently prepare complex credit analysis on commercial transactions which impact profits for the lending division. Typical transaction size will vary in ranges and will include complex requests.
- You will interact with credit approval officers credit risk managers and credit concurrence officers and participate in loan presentations to provide additional information and/or to support conclusions reached in analysis. Youll serve as an accomplished resource regarding credit/industry analysis.
- You will participate in joint calling on prospects and clients with the Relationship Managers to gather key information for proper credit analysis and to craft and deliver core and complex business deals for clients.
- You will write all commitment reports for specified loans and you will present salient credit information to the line of business and credit approvers.
- Through constant communication youll ensure Relationship Managers are aware of non-compliance issues and prepare quarterly covenant compliance testing.
Education & Experience Requirements
This level of knowledge is normally acquired through completion of a Bachelors degree and 5-7 years credit analysis/credit products underwriter experience; or 13-15 years of equivalent work related experience.
Working Conditions & Physical Requirements
BOK Financial Corporation Groupis a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees.With passion skill and partnership you can make an impact on the success of the bank customers and your own career!
Apply todayand take the first step towards your next career opportunity!
The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training compensation transfer promotion and other aspects of employment for all qualified applicants and employees without regard to sex race color religion national origin age disability pregnancy status sexual orientation genetic information or veteran status.
Employment Type
Full-Time
