Senior Financial Analyst
Senior Financial Analyst
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Job Description
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload.
Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; and Austin Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team
Upstarts FP&A team plays an integral role in the companys business and financial planning process. We are seeking a highly motivated and analytical Senior Financial Analyst to support our Emerging Products organizationone of the most dynamic and fastevolving areas of our business.
As a Senior Financial Analyst at Upstart you will drive and support all aspects of FP&A which includes indepth financial and business planning collaborating with business leaders across the company and driving analyses for business and strategic cases. Through your efforts well be able to ensure the Upstart leadership team stays on top of our financial performance and risks. If you are naturally curious love data versed in financial modeling and analysis and are an excellent communicator who enjoys collaborating with people with a diverse set of talents this could be a great opportunity for you.
Position Location This role is available in the following locations: Remote
Time Zone Requirements This team operates on the East/West Coast time zones.
Travel Requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to still spend high quality time inperson collaborating via regular onsites. The inperson sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 24 consecutive days at a time.
How youll make an impact:
- Act as the finance partner to emerging product teams leading forecasting planning and opex support
- Own the full P&L for emerging products driving transparency across revenue margin and expenses
- Manage opex budgets in partnership with department leads ensuring alignment and financial discipline
- Collaborate with leadership on strategic planning across product operations sales and marketing
- Conduct financial analysis for new products and pricing and develop key metric reporting
- Build dashboards and reports using tools like Looker and Mode to monitor trends and surface insights
- Support month and quarterend close in partnership with Accounting analyzing variances and presenting results
- Deliver executive summaries and monthly budget analysis to vertical and functional leadership
- Contribute to corporate deliverables including earnings prep and business reviews
What were looking for:
- Minimum requirements:
- BS/MS Degree in Finance Economics Statistics or equivalent practical experience
- Minimum of 5 years of relevant FP&A experiences
- Highly competent in Excel and/or Google Sheets: excellent financial modeling skills and ability to perform complex analyses with big data sets required
- Excellent presentation skills and comfort in communicating with multiple levels of leadership
- Proven ability to learn quickly work independently and adapt to change in a fastpaced environment
- Organized and proven ability to juggle multiple tasks while still meeting deadline
- Preferred qualifications:
- Experience with financial planning software such as Adaptive Anaplan or Hyperion
- Experience with BI tools such as Looker Tableau or Mode
- Experience with advanced data analytics tools such as SQL Python or R
- Previous consumer marketplace lending industry experience
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by jobrelated skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together.
If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email
Senior IC
Employment Type
Full Time
Key Skills
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