IPL Risk Consultant, VIC

Chubb celebrates diversity by fostering an inclusive flexible and equitable workplace. We support applications from all members of our community and equitable access to our employment opportunities. We are open to discussing workplace flexibility in all our vacancies to ensure we can attract the best candidates and accommodate individual needs differences disabilities and working arrangements. Please let us know if you require any adjustments to the recruitment process so we can support you to present your best self.

Chubb is a world leader in insurance. With operations in 54 countries and territories Chubb provides commercial and personal property and casualty insurance personal accident and supplemental health insurance reinsurance and life insurance to a diverse group of clients. As an underwriting company we assess assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings broad distribution capabilities exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich New York London Paris and other locations and employs approximately 40000 people worldwide. Additional information can be found at: .

Your Role:

The primary purpose of this role is to assist in the overall mission of achieving Insurance to Value for the Chubb Masterpiece portfolio identify potential exposures implement loss prevention measures and help to acquire and retain quality accounts which all contribute to the profitability of the division.

Your Responsibilities:

Assess the replacement cost of high net worth homes by adhering to accepted valuation methods and keeping abreast of current building costs. This service impacts profitability by providing a basis for insurance to value
Identifying potential exposures and review the security and fire protection relative to the insurance coverages
Assess exposure to catastrophe perils such as bushfire and flood
Provide recommendations to the underwriter regarding risk acceptability by understanding Chubbs underwriting and appraisal guidelines the coverages and limitations of local contracts and making observations about the general character and attitude of the homeowner
Suggest modifications to the insured which would improve an unacceptable risk in relation to burglary fire hazards and general exposures
Promote Chubbs war on water campaign and share with insureds during the appraisal strategies to prevent internal water damage
Prepare comprehensive but concise reports communicating the results of the risk investigation. Reports are to be completed using existing reporting templates and in accordance with Appraisal guidelines with regards to risk analysis and loss prevention
Identify the need for additional insurance coverages based on insureds personal possessions and lifestyle and supply the underwriter with sufficient information to pursue these coverages
Provide a valuable marketing advantage by upselling Chubb differences i.e. products benefits and services while in conversation with the insured

Preference for relevant degree (Property/Valuations/Construction) or equivalent business experience
Demonstrated numerical written and oral communication and organisational skills
Minimum 3 years experience in a similar role in an Insurance/Residential Property environment

We offer you the opportunity to work as part of a dynamic and agile environment where continuous development is encouraged throughout your career both locally and globally. We also offer a flexible working approach via our My One Thing initiative education assistance dress for your day every Friday promotion of health and wellbeing (including discounted health insurance daily breakfast and fresh fruit) and the option to enroll into the Chubb Limited discounted stock purchasing scheme.